Pasco County property record for 1818 Cherry Walk Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,126 sqft · built 2018 |
| Lot Size | 0.219 acres (9,551 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $900,000 (Nov 2022) |
| Tax Bill | $11,324 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0070-00100-0380 |
| Primary APN | 34-26-18-0070-00100-0380 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,126 sqft Living Area |
| Gross Area | 3,706 sqft |
| 1st Floor Area | 2,550 sqft |
| Upper Floors Area | 576 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,551 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Pool Area | 382 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1818 CHERRY WALK RD |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-5547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 1 PB 75 PG 053 BLOCK 1 LOT 38 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | MORSANI |
| Legal Tract | 70 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31605 |
Source: Pasco County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1818 CHERRY WALK RD, LUTZ, FL 33558-5547 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Nov 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI ACHIEVA CU |
| Nov 1, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on Record |
| Deed Sale | Nov 21, 2022 · Amount on Record |
| Prior Sale | Nov 1, 2018 · Amount on Record |
| Deed Document Number | 2022246882 |
| Deed Book / Page | 10726 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1818 CHERRY WALK RD, LUTZ, FL 33558-5547 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | SOUTHERN TITLE, SOUTHERN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1818 CHERRY WALK RD, LUTZ, FL 33558-5547 |
| Document Number | 0113221368 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 11322/1368 |
| Instrument | 2025222890 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 21, 2022 |
| Property Address | 1818 CHERRY WALK RD, LUTZ, FL 33558-5547 |
| Document Number | 0107260243 |
| Book / Page | 10726 / 243 |
| Map Reference | MB 75 PG 53 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022246882 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | SOUTHERN TTL SVCS OF TAMPA B |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3255 SOL LOOP APT 4107, 3255, LAND O LAKES, FL 34638-7690 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1818 CHERRY WALK RD, LUTZ, FL 33558-5547 |
| Document Number | 0010726245 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 10726/245 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 11.7% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1818 CHERRY WALK RD, LUTZ, FL 33558-5547 |
| Document Number | 0100931047 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1818 CHERRY WALK RD LUTZ FL 335585547, LUTZ, FL 33558-5547 |
| Document Number | 0100931047 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 010093/001047 |
| Instrument | 69424 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 1, 2018 |
| Property Address | 1818 CHERRY WALK RD, LUTZ, FL 33558-5547 |
| Document Number | 0098111824 |
| Book / Page | 009811 / 001824 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 184680 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 5, 2019 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,480.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1818 CHERRY WALK RD LUTZ FL 335585547, LUTZ, FL 33558-5547 |
| Document Number | 98111826 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 009811/001826 |
| Instrument | 184681 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2048 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,340 (+2.7%) | $642,288 (-1.9%) Land $122,643 Building $519,645 | |
| 2025 | $11,324.00 (+4.56%) Homeowner's exemption | $452,140 (+5.98%) Land $122,643 Building $329,497 | $654,737 (-3.87%) Land $122,643 Building $532,094 |
| 2023 | $10,830.00 (+1.9%) Additional exemption filed | $426,611 (-5.91%) Land $85,815 Building $340,796 | $681,061 (+24.84%) Land $85,815 Building $595,246 |
| 2022 | $10,628.00 Homeowner's exemption | $453,430 Land $72,747 Building $380,683 | $545,561 Land $72,747 Building $472,814 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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