Pasco County property record for 1785 Cherry Walk Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,110 sqft · built 2018 |
| Lot Size | 0.233 acres (10,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $433,428 (Sep 2018) |
| Tax Bill | $4,412 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0070-00100-0290 |
| Primary APN | 34-26-18-0070-00100-0290 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,110 sqft Living Area |
| Gross Area | 4,031 sqft |
| 1st Floor Area | 2,419 sqft |
| Upper Floors Area | 691 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,192 sqft (0.233 acres) |
| Garage Area | 609 sqft |
| Pool Area | 392 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1084916 |
|---|---|
| Street Address | 1785 CHERRY WALK RD |
| City | LUTZ |
| State | FL |
| Zip | 33558-5546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 1 PB 75 PG 053 BLOCK 1 LOT 29 OR 9791 PG 2181 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | LONG LAKE RANCH VILLAGE |
| Legal Phase | 1 |
| Legal Tract | 70 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31605 |
1785 Cherry Walk Rd is owned and occupied by two individuals who bought it in September 2018.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 17, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 1, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 6, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Aug 6, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Sep 21, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Deed Document Number | 2018161008 |
| Deed Book / Page | 9791 / 2181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Document Number | 0105680981 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 10568/981 |
| Instrument | 2022057196 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Document Number | 0103491650 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 10349/1650 |
| Instrument | 2021102030 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Document Number | 0100981797 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1785 CHERRY WALK RD LUTZ FL 335585546, LUTZ, FL 33558-5546 |
| Document Number | 0100981797 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 010098/001797 |
| Instrument | 74194 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Document Number | 0099962801 |
| Instrument Date | Aug 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | NEXUS TITLE COMPANY, NEXUS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1785 CHERRY WALK RD LUTZ FL 335585546, LUTZ, FL 33558-5546 |
| Document Number | 0099962801 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 009996/002801 |
| Instrument | 183840 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Document Number | 0099631766 |
| Instrument Date | Aug 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1785 CHERRY WALK RD LUTZ FL 335585546, LUTZ, FL 33558-5546 |
| Document Number | 0099631766 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 009963/001766 |
| Instrument | 145760 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 21, 2018 |
| Property Address | 1785 CHERRY WALK RD, LUTZ, FL 33558-5546 |
| Document Number | 0097912181 |
| Book / Page | 009791 / 002181 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 161008 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 13, 2018 |
| Title Company | M/I TITLE AGENCY LIMITED LC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,034.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1785 CHERRY WALK RD LUTZ FL 335585546, LUTZ, FL 33558-5546 |
| Document Number | 97912183 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 009791/002183 |
| Instrument | 161009 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2048 |
The 2025 property tax bill for 1785 Cherry Walk Rd was $4,412 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,412.00 Homeowner's exemption | $400,540 Land $115,936 Building $284,604 | $638,720 Land $115,936 Building $522,784 |
| 2023 | $10,008.00 (+15.17%) Additional exemption filed | $377,930 (+14.56%) Land $81,748 Building $296,182 | $666,247 (+34.66%) Land $81,748 Building $584,499 |
| 2022 | $8,690.00 Homeowner's exemption | $329,910 Land $69,604 Building $260,306 | $494,766 Land $69,604 Building $425,162 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1785 Cherry Walk Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1785 Cherry Walk Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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