1818 Ave A, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1818 Ave A, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 1910
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Aug 2018)
Tax Bill	$5,275 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.44-1-8`

Property Details

APN / Parcel Number

Primary APN	`421500 39.44-1-8`
Alternative APN	`150003904400010080000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	618 sqft
2nd Floor Area	598 sqft
Attic	Attic
Attic Area	584 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	150 ft deep x 33 ft wide
Porch	Slab
Porch Area	153 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1818 AVENUE A
City	SCHENECTADY
State	NY
Zip	12308-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	BANKER TRACT
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1004
Census Tract	20102

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1818 AVENUE A, SCHENECTADY, NY 12308-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOUSING TR FUND
Aug 9, 2018	Deed, Transfer · FHA Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	May 3, 2004 · Amount on Record
Deed Document Number	201835277
Deed Book / Page	1993 / 240
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1818 AVENUE A, SCHENECTADY, NY 12308-1602
Document Number	0000032531
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 AVENUE A SCHENECTADY NY 123081602, SCHENECTADY, NY 12308-1602

Mortgage

Document Number	0000032531
Date	Jul 22, 2019
Book Page	004925/000400
Instrument	32531

Lender

Name	HOUSING TR FUND
Type	Funding / Finance Company
Address	ALBANY, NY 12207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 9, 2018
Property Address	1818 AVENUE A, SCHENECTADY, NY 12308-1602
Document Number	0000035277
Book / Page	1993 / 240
Instrument Date	Jul 27, 2018
Instrument	201835277
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 RICCARDI LN, 27, TROY, NY 12180-5738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 PROSPECT ST, AMSTERDAM, NY 12010-3510

Mortgage

Document Number	0000035278
Date	Aug 9, 2018
Instrument	201835278

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,275.00 (+2.19%)
2025	$5,162.00 (+5.37%)	$98,200 (-) Land $14,700 Building $83,500	$162,610 (+30.82%) Land $24,342 Building $138,268
2023		$98,200 (-) Land $14,700 Building $83,500	$124,304 (+3.8%) Land $18,608 Building $105,696
2022		$98,200 Land $14,700 Building $83,500	$119,756 Land $17,927 Building $101,829
2021	$4,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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