Schenectady County and Schenectady City property record for 1809 Ave A, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,174 sqft · built 1900 |
| Lot Size | 0.087 acres (3,795 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Apr 2023) |
| Tax Bill | $6,247 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.35-4-23 |
| Primary APN | 421500 39.35-4-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 686 sqft |
| Upper Floors Area | 488 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cottage |
| Exterior Material | Stucco |
| Lot Area | 3,795 sqft (0.087 acres) |
| Lot Dimensions | 115 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 116 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1809 AVENUE A |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 2 STUCCO |
| Legal Subdivision | BANKER TRACT |
| Legal Block | 4 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20200 |
Source: Schenectady County and Schenectady City records · APN 421500 39.35-4-23
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1809 AVENUE A, SCHENECTADY, NY 12308-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Apr 07, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Sep 13, 2019 | Grant Deed, Transfer ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Jun 06, 2019 | Trustee's Deed, Foreclosure CLOSING USA LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on Record |
| Deed Sale | Apr 14, 2023 · Amount on Record |
| Prior Sale | Apr 07, 2022 · Amount on Record |
| Deed Document Number | 202321284 |
| Deed Book / Page | 2106 / 240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 22, 2026 |
| Property Address | 1809 AVENUE A, SCHENECTADY, NY 12308-1601 |
| Document Number | 0000016458 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202616458 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1809 AVENUE A, SCHENECTADY, NY 12308-1601 |
| Document Number | 0000016458, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202616458 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 01, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 07, 2022 |
| Property Address | 1809 AVENUE A, SCHENECTADY, NY 12308-1601 |
| Document Number | 0000017987 |
| Book / Page | 2082 / 242 |
| Instrument Date | Apr 01, 2022 |
| Instrument | 202217987 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1809 AVENUE A, 1809, SCHENECTADY, NY 12308-1601 |
| Name | Verified Name |
|---|---|
| Address | 100 N MOHAWK ST, COHOES, NY 12047-1751 |
| Document Number | 0000017988 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 202217988 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 13, 2019 |
| Property Address | 1809 AVENUE A, SCHENECTADY, NY 12308-1601 |
| Document Number | 0000041087 |
| Book / Page | 002019 / 000984 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 41087 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1217 PLEASANT ST SCHENECTADY NY 123031915, SCHENECTADY, NY 12303-1915 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 06, 2019 |
| Property Address | 1809 AVENUE A, SCHENECTADY, NY 12308-1601 |
| Document Number | 0000025588 |
| Book / Page | 002012 / 000535 |
| Instrument Date | May 22, 2019 |
| Instrument | 25588 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 24, 2019 |
| Title Company | CLOSING USA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,247.00 (+29.53%) | $127,000 (-) Land $10,400 Building $116,600 | $210,300 (+30.82%) Land $17,221 Building $193,079 |
| 2023 | $127,000 (-) Land $10,400 Building $116,600 | $160,759 (+3.8%) Land $13,165 Building $147,594 | |
| 2022 | $127,000 Land $10,400 Building $116,600 | $154,878 Land $12,683 Building $142,195 | |
| 2021 | $4,823.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Jan 1978 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 512 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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