18175 Folker Rd, Morrison, IL 61270 Property Records

Whiteside County property record for 18175 Folker Rd, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2026)
Tax Bill	$5,380 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0432351003`

Property Details

APN / Parcel Number

Primary APN	`0432351003`
Alternative APN	`102515`

Exterior

Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	303 ft deep x 146 ft wide

Location & Zoning

Account Number	102515
Street Address	18175 FOLKER RD
City	MORRISON
State	IL
Zip	61270-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H F FOLKERS SUB PHASE #2 LOT 6 60506X
Legal Subdivision	H F FOLKERS SUBDIVISION
Legal Phase	2
Legal Lot Number	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	GENESEE
Census Block Group	3
Census Block	3010
Census Tract	100

Owner

18175 Folker Rd is owned by an individual who bought it in August 2026.

Source: Whiteside County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21110 HAZEL RD, STERLING, IL 61081-9158
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS FIRST BK
Oct 30, 2019	Warranty Deed, Transfer · Conventional with PMI CITIZENS FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on File
Deed Sale	Aug 4, 2026 · Amount on File
Prior Sale	Nov 20, 2007 · Amount on File
Deed Document Number	20264126
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 4, 2026
Property Address	18175 FOLKER RD, MORRISON, IL 61270-9523
Document Number	0000004126
Instrument Date	Jul 8, 2026
Instrument	20264126
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21110 HAZEL RD, STERLING, IL 61081-9158

Mortgage

Document Number	0000004127,
Date	Aug 4, 2026
Instrument	20264127

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	18175 FOLKER RD, MORRISON, IL 61270-9523
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002567
Date	May 31, 2023
Instrument	2023-02567

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	18175 FOLKER RD, MORRISON, IL 61270-9523
Document Number	0000005186
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18175 FOLKER RD MORRISON IL 612709523, MORRISON, IL 61270-9523

Mortgage

Document Number	0000005186
Date	Aug 21, 2020
Instrument	5186

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

Interest

Rate	3.12%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 30, 2019
Property Address	18175 FOLKER RD, MORRISON, IL 61270-9523
Document Number	0000006023
Instrument Date	Oct 18, 2019
Instrument	6023
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18175 FOLKER RD MORRISON IL 612709523, MORRISON, IL 61270-9523

Mortgage

Document Number	6024
Date	Oct 30, 2019
Instrument	6024

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 18175 Folker Rd was $5,380, up 4.7% from the year before.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Genesee Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,380.00 (+4.73%)	$83,571 (+7.37%) Land $5,528 Building $78,043
2024	$5,137.00	$77,835 Land $5,149 Building $72,686	$250,713 (+7.37%) Land $16,584 Building $234,129
2023			$233,505 Land $15,447 Building $218,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18175 Folker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18175 Folker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
JCWIFI.com Fixed Wireless	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Folker Rd

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