18145 Folker Rd, Morrison, IL 61270 Property Records

Whiteside County property record for 18145 Folker Rd, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Jul 2019)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0432351004`

Property Details

APN / Parcel Number

Primary APN	`0432351004`
Alternative APN	`99834`

Exterior

Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	303 ft deep x 146 ft wide

Location & Zoning

Account Number	99834
Street Address	18145 FOLKER RD
City	MORRISON
State	IL
Zip	61270-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H F FOLKERS SUB PHASE #2 LOT 7 60507X
Legal Subdivision	H F FOLKERS SUBDIVISION
Legal Phase	2
Legal Lot Number	7
Jurisdiction	WHITESIDE IL
Township / Civil Division	GENESEE
Census Block Group	3
Census Block	3010
Census Tract	100

Owner

18145 Folker Rd is owned and occupied by an individual who bought it in July 2019.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	18145 FOLKER RD, MORRISON, IL 61270-9523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI STERLING BK
Jul 1, 2019	Warranty Deed, Transfer STERLING BK
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Deed Document Number	20193474
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	18145 FOLKER RD, MORRISON, IL 61270-9523
Document Number	0000003728
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18145 FOLKER RD MORRISON IL 612709523, MORRISON, IL 61270-9523

Mortgage

Document Number	0000003728
Date	Jun 26, 2020
Instrument	3728

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 1, 2019
Property Address	18145 FOLKER RD, MORRISON, IL 61270-9523
Document Number	0000003474
Instrument Date	Jun 27, 2019
Instrument	3474
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1715 19TH AVE STERLING IL 610811672, STERLING, IL 61081-1672

Mortgage

Document Number	3475
Date	Jul 1, 2019
Instrument	3475

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	18145 FOLKER RD, MORRISON, IL 61270-9523
Document Number	0000001795
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18145 FOLKER RD MORRISON IL 612709523, MORRISON, IL 61270-9523

Mortgage

Document Number	0000001795
Date	Apr 12, 2018
Instrument	1795

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 11, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 18145 Folker Rd was $3,909.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Genesee Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,909.00	$62,368 Land $5,528 Building $56,840
2024			$187,104 Land $16,584 Building $170,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18145 Folker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18145 Folker Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jo-Carroll Energy Fiber	1,000 / 1,000
JCWIFI.com Fixed Wireless	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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