McHenry County property record for 1817 Orchard Ln, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 2,824 sqft · built 1955 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Jul 2022) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-12-378-001 |
| Primary APN | 14-12-378-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,824 sqft Living Area |
| Gross Area | 3,572 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1817 ORCHARD LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0024911 LT 19 BLK 13 ORCHARD HEIGHTS ON THE FOX MEMO: ANDRZEJEWSKI, FRANK J II/CYNTHIA A |
| Legal Range | 08E |
| Legal Township | 44N |
| Legal Section | 12 |
| Legal Subdivision | ORCHARD HEIGHTS |
| Legal Block | 13 |
| Legal Lot Number | 19 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 870810 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1817 ORCHARD LN, MCHENRY, IL 60050-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 20, 2019 | Reverse Mortgage, Transfer · FHA Mortgage ONE REVERSE MTG |
| Aug 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | Aug 19, 2014 |
| Deed Document Number | 2022R0024911 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 13, 2022 |
| Property Address | 1817 ORCHARD LN, MCHENRY, IL 60050-2713 |
| Document Number | 0000024911 |
| Map Reference | DOC283178 MB12 PG4 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022R0024911 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1817 ORCHARD LN, MCHENRY, IL 60050-2713 |
| Document Number | 0000024912 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022R0024912 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 20, 2019 |
| Property Address | 1817 ORCHARD LN, MCHENRY, IL 60050-2713 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 26640 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1817 ORCHARD LN MCHENRY IL 600502713, MCHENRY, IL 60050-2713 |
| Document Number | 0000026640 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 26640 |
| Name | ONE REVERSE MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Aug 19, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1817 ORCHARD LN, MCHENRY, IL 60050-2713 |
| Document Number | 0000026641 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1817 ORCHARD LN MCHENRY IL 600502713, MCHENRY, IL 60050-2713 |
| Document Number | 0000026641 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 26641 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Aug 19, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $90,895 Land $6,298 Building $84,597 | $272,685 Land $18,894 Building $253,791 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 52 (1978–2026) |
| Claims Outside the SFHA | 4 of 52 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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