1803 Orchard Ln, McHenry, IL 60050 Property Records

McHenry County property record for 1803 Orchard Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,200 sqft · built 1960
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Sep 2025)
Tax Bill	$4,153 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-12-301-013`

Property Details

APN / Parcel Number

Primary APN	`14-12-301-013`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1803 ORCHARD LN
City	MCHENRY
State	IL
Zip	60050-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2024R0021817 (TAX DEED) LT 3 BLK 1 ORCHARD HEIGHTS ON THE FOX
Legal Range	08E
Legal Township	44N
Legal Section	12
Legal Subdivision	ORCHARD HEIGHTS ON THE FOX
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1009
Census Tract	870810

Owner

1803 Orchard Ln is owned and occupied by an individual who bought it in September 2025.

Source: McHenry County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1803 ORCHARD LN, MCHENRY, IL 60050-2713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Dec 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Jul 29, 2025 · Amount on File
Deed Document Number	2025R0026356
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 25, 2025
Property Address	1803 ORCHARD LN, MCHENRY, IL 60050-2713
Document Number	0000026356
Map Reference	DOC 283178 MB 12 PG4
Instrument Date	Sep 19, 2025
Instrument	2025R0026356
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	986 TALISMON WAY, FOX LAKE, IL 60020-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 ORCHARD LN, MCHENRY, IL 60050-2713

Mortgage

Document Number	0000026357
Date	Sep 25, 2025
Instrument	2025R0026357

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.49%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 31, 2020
Property Address	1803 ORCHARD LN, MCHENRY, IL 60050-2713
Document Number	0000057982
Instrument Date	Dec 21, 2020
Instrument	57982
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 ORCHARD LN MCHENRY IL 600502713, MCHENRY, IL 60050-2713

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,153.00 Homeowner's exemption	$60,208 Land $9,604 Building $50,604	$180,624 Land $28,812 Building $151,812
2022	$5,960.00 Homeowner's exemption	$71,802 Land $8,660 Building $63,142	$215,406 Land $25,980 Building $189,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1803 Orchard Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	52 (1978–2026)
Claims Outside the SFHA	4 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1803 Orchard Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, i3 Broadband.

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