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1814 Elm St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1814 Elm St, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,704 sqft · built 1941
Lot Size0.177 acres (7,700 sqft)
Owner2 Company Names on File
Last Sale$182,500 (May 2021)
Tax Bill$3,264 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN034100A000

Property Details

APN / Parcel Number

Primary APN034100A000
Alternative APN
  • 6-009B-4217-00-0007.0000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,704 sqft Living Area
Gross Area2,844 sqft
1st Floor Area1,840 sqft
Basement Area1,004 sqft
Finished Basement864 sqft
Unfinished Basement140 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleMulti-Level
Exterior MaterialShingles
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,700 sqft (0.177 acres)
Lot Dimensions140 ft deep x 55 ft wide
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area148 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number034100A000
Street Address1814 ELM ST
CitySAINT CHARLES
StateMO
Zip63301-9007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA A BOSCHERT SUB PT LOT 7
Legal SubdivisionBOSCHERTS SUB (A A)
Legal Tract7
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1021
Census Tract310302

Owner

Source: St. Charles County records · APN 034100A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1814 ELM ST, SAINT CHARLES, MO 63301-9007
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleMay 06, 2010 · Amount on Record
Deed Document Number202141028
Last Transfer DateOct 17, 2024
Transfer Doc0000044164
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMay 11, 2021
Property Address1814 ELM ST, SAINT CHARLES, MO 63301-9007
Document Number2021R041028
Instrument DateMay 05, 2021
Instrument2021R-041028
Transaction TypeTransfer
Record UpdatedMay 26, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1814 ELM ST, SAINT CHARLES, MO 63301-9007

Mortgage

Document Number2021R041029
DateMay 11, 2021
Instrument2021R-041029
Lender
NameJLB CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$52,068 (-)$274,043 (-) Land $45,000 Building $229,043
2025$3,264.00$52,068 (+10.56%)$274,043 (+10.56%) Land $45,000 Building $229,043
2023$47,096
2022$247,875 Land $35,000 Building $212,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims63 (1979–2022)
Claims Outside the SFHA3 of 63
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 9 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 30 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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