Bay County property record for 1817 Beck Ave, Panama City, FL 32405
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 940 sqft · built 2006 |
| Lot Size | 0.044 acres (1,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Apr 2024) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28885-000-000 |
| Primary APN | 28885-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 940 sqft Heated Area |
| 1st Floor Area | 580 sqft |
| 2nd Floor Area | 360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 1,960 sqft (0.044 acres) |
| Lot Dimensions | 50 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 128 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 1817 BECK AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2568 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PC09 |
| Legal Description | 36 3S 15W E1/2 OF SW1/4 TH W 40' LOT 1 BLK 2 ORB 4790 P 802 |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 36 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2400 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1714 MONTANA AVE, LYNN HAVEN, FL 32444-4266 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on Record |
| Deed Sale | Apr 8, 2024 · Amount on Record |
| Prior Sale | Feb 15, 2007 · Amount on Record |
| Deed Document Number | 2024020041 |
| Deed Book / Page | 4790 / 802 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 8, 2024 |
| Property Address | 1817 BECK AVE, PANAMA CITY, FL 32405-2568 |
| Document Number | 0047900802 |
| Book / Page | 4790 / 802 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 2024020041 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6727 DE LEN DR, PANAMA CITY, FL 32404-4225 |
| Name | Verified Name |
|---|---|
| Address | 1714 MONTANA AVE, LYNN HAVEN, FL 32444-4266 |
| Document Number | 0004790804 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 4790/804 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,877.00 (+37.11%) | $118,904 (+70.05%) Land $15,529 Building $103,375 | $118,904 (+70.05%) Land $15,529 Building $103,375 |
| 2023 | $1,369.00 (+14.46%) | $69,924 (+14.51%) Land $11,729 Building $58,195 | $69,924 (+14.51%) Land $11,729 Building $58,195 |
| 2022 | $1,196.00 | $61,061 Land $8,354 Building $52,707 | $61,061 Land $8,354 Building $52,707 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 33 (1995–2021) |
| Claims Outside the SFHA | 32 of 33 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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