Bay County property record for 1813 Beck Ave, Panama City, FL 32405
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,540 sqft · built 1976 |
| Lot Size | 0.139 acres (6,054 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Apr 2005) |
| Tax Bill | $1,576 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28887-000-000 |
| Primary APN | 28887-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,054 sqft (0.139 acres) |
| Lot Dimensions | 92 ft deep x 66 ft wide |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1813 BECK AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2593 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | PC09 |
| Legal Description | 36 3S 15W E1/2 OF SW1/4 LOT 3 LESS W 40 BLK 2 ORB 640 P 199 ORB 1745 P 1045 MAP 79D4 ORB 2591 P 1334 ORB 2752 P 852 |
| Legal Range | 15W |
| Legal Township | 03S |
| Legal Section | 36 |
| Legal Subdivision | 040015 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2400 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1515 OHIO AVE, LYNN HAVEN, FL 32444-3744 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2005 · Amount on Record |
| Deed Sale | Apr 11, 2005 · Amount on Record |
| Deed Document Number | 200527470 |
| Deed Book / Page | 2591 / 1334 |
| Last Transfer Date | Jan 14, 2025 |
| Transfer Doc | 0048770032 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,576.00 (-22.21%) | $82,212 (-28.26%) | $134,305 (+17.2%) Land $35,177 Building $99,128 |
| 2024 | $2,026.00 (+21.46%) | ||
| 2023 | $1,668.00 (+18.55%) | $114,595 (+14.59%) Land $26,569 Building $88,026 | $114,595 (+14.59%) Land $26,569 Building $88,026 |
| 2022 | $1,407.00 | $100,001 Land $18,924 Building $81,077 | $100,001 Land $18,924 Building $81,077 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 33 (1995–2021) |
| Claims Outside the SFHA | 32 of 33 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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