Queen Anne's County property record for 1816 Stevens Dr, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,688 sqft · built 1989 |
| Lot Size | 0.281 acres (12,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Feb 2024) |
| Tax Bill | $3,630 (2025) |
| Deeds & Mortgages | Feb 2024 Sale May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-068742 |
| Primary APN | 04-068742 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,688 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,250 sqft (0.281 acres) |
| Lot Dimensions | 175 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 068742 |
|---|---|
| Street Address | 1816 STEVENS DR |
| City | CHESTER |
| State | MD |
| Zip | 21619-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-15 |
| Legal Description | LOT 4, BLK. J HARBOR VIEW |
| Legal Subdivision | HARBOR VIEW |
| Legal Block | J |
| Legal Lot Number | 4 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 811000 |
1816 Stevens Dr is owned and occupied by two individuals who bought it in February 2024.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1816 STEVENS DR, CHESTER, MD 21619-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed, Transfer EAGLE TITLE |
| May 21, 2021 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY CAP MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Book / Page | 4338 / 162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Feb 6, 2024 |
| Property Address | 1816 STEVENS DR, CHESTER, MD 21619-2150 |
| Document Number | 0043380162 |
| Book / Page | 4338 / 162 |
| Map Reference | LB TSP 6 FO 26 |
| Instrument Date | Feb 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1816 STEVENS DR, CHESTER, MD 21619-2150 |
| Document Type | Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | May 21, 2021 |
| Property Address | 1816 STEVENS DR, CHESTER, MD 21619-2150 |
| Document Number | 0037220141 |
| Book / Page | 3722 / 141 |
| Map Reference | LB TSP 6 FO 26 |
| Instrument Date | May 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1816 STEVENS DR, CHESTER, MD 21619-2150 |
| Document Number | 0003722148 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 3722/148 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 1816 STEVENS DR, CHESTER, MD 21619-2150 |
| Document Number | 0034750225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NATIONAL TITLE COMPANY (H, NATIONAL TITLE CO (H |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1816 STEVENS DR CHESTER MD 216192150, CHESTER, MD 21619-2150 |
| Document Number | 0034750225 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 003475/000225 |
| Name | BAY CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 5, 2035 |
The 2025 property tax bill for 1816 Stevens Dr was $3,630 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,100 Land $161,800 Building $247,300 | $409,100 Land $161,800 Building $247,300 | |
| 2025 | $3,630.00 Homeowner's exemption | ||
| 2023 | $3,254.00 | $345,500 Land $150,700 Building $194,800 | $345,500 Land $150,700 Building $194,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1816 Stevens Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1816 Stevens Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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