1812 Stevens Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1812 Stevens Dr, Chester, MD 21619

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,030 sqft · built 1965
Lot Size0.281 acres (12,250 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Apr 2021)
Tax Bill$3,676 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-043855

Property Details

APN / Parcel Number

Primary APN04-043855
Alternative APNs
  • 4043855
  • 043855

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,030 sqft Total Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area12,250 sqft (0.281 acres)
Lot Dimensions175 ft deep x 70 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area140 sqft
Deck Area409 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number043855
Street Address1812 STEVENS DR
CityCHESTER
StateMD
Zip21619-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC-15
Legal DescriptionLOT 2, BLK J HARBOR VIEW
Legal SubdivisionHARBOR VIEW
Legal BlockJ
Legal Lot Number2
JurisdictionQUEEN ANNE'S MD
Township / Civil Division4, KENT ISLAND
Census Block Group2
Census Block2034
Census Tract811000

Owner

1812 Stevens Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Queen Anne's County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1812 STEVENS DR, CHESTER, MD 21619-2150
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 11, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2021 · Amount on File
Deed SaleApr 15, 2021 · Amount on File
Prior SaleAug 25, 2015 · Amount on File
Deed Book / Page3679 / 1
Record UpdatedOct 29, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionQUEEN ANNE'S MD
Recording DateApr 15, 2021
Property Address1812 STEVENS DR, CHESTER, MD 21619-2150
Document Number0036790001
Book / Page3679 / 1
Map ReferenceLB TSP 6 FO 26
Instrument DateDec 14, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyABODE SETTLEMENT GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1812 STEVENS DR, CHESTER, MD 21619-2150

Mortgage

Document Number0000036797
DateApr 15, 2021
Instrument3679/7
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUEEN ANNE'S MD
Property Address1812 STEVENS DR, CHESTER, MD 21619-2150
Document Number0031900132
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyHOME FIRST TITLE GROUP LLC, HOME FIRST TITLE GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1812 STEVENS DR CHESTER MD 216192150, CHESTER, MD 21619-2150

Mortgage

Document Number0031900132
DateOct 30, 2019
Book Page003190/000132
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1812 Stevens Dr was $3,676 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyQueen Anne's County
Unified School DistrictQueen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$413,800 Land $161,800 Building $252,000$413,800 Land $161,800 Building $252,000
2025$3,676.00 Homeowner's exemption
2023$3,298.00$350,200 Land $150,700 Building $199,500$350,200 Land $150,700 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1812 Stevens Dr in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims94 (1979–2024)
Claims Outside the SFHA13 of 94
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 60 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1812 Stevens Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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