Missoula County property record for 1816 Ernest Ave, Missoula, MT 59801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,136 sqft · built 1968 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0470276 |
| Primary APN | R0470276 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| Gross Area | 3,056 sqft |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 1,136 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 136 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 160 sqft |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0002249402 |
|---|---|
| Street Address | 1816 ERNEST AVE |
| City | MISSOULA |
| State | MT |
| Zip | 59801-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SMITH ADDNS 1, 2, 3, 4, S32, T13 N, R19 W, BLOCK 16, E 23.12 OF LOT 22, ALL OF 23, W 16.88 OF 24 |
| Legal Subdivision | SMITH ADDNS 1, 2, 3, 4 |
| Legal Block | 16 |
| Legal Lot Number | 22 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 1303 |
1816 Ernest Ave is owned by a company that acquired it in January 2021.
Source: Missoula County records, as of September 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3525 WASHBURN ST, MISSOULA, MT 59801-8951 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Jan 20, 2021 | Quit Claim Deed, Transfer STEWART TITLE |
| Jan 7, 2021 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2015 |
| Deed Sale | Jul 29, 2015 |
| Prior Sale | Jul 14, 2015 · Amount on File |
| Deed Document Number | 201513225 |
| Deed Book / Page | 947 / 1308 |
| Last Transfer Date | Jan 19, 2021 |
| Transfer Doc | 0010480023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 1816 ERNEST AVE, MISSOULA, MT 59801-8308 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010471367 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 1047/1367 |
| Instrument | 202101637 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Jan 20, 2021 |
| Property Address | 1816 ERNEST AVE, MISSOULA, MT 59801-8308 |
| Document Number | 0010480023 |
| Book / Page | 001048 / 000023 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 1693 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6618 SOUTHPOINTE CT MISSOULA MT 598032957, MISSOULA, MT 59803-2957 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Jan 7, 2021 |
| Property Address | 1816 ERNEST AVE, MISSOULA, MT 59801-8308 |
| Document Number | 0010470358 |
| Book / Page | 001047 / 000358 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 628 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6618 SOUTHPOINTE CT MISSOULA MT 598032957, MISSOULA, MT 59803-2957 |
The 2025 property tax bill for 1816 Ernest Ave was $4,370, down 15.8% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,500 (-) Land $185,686 Building $309,814 | $495,500 (-) Land $185,686 Building $309,814 | |
| 2025 | $4,370.00 (-15.8%) | $495,500 Land $185,686 Building $309,814 | $495,500 Land $185,686 Building $309,814 |
| 2024 | $5,190.00 (+5.94%) | ||
| 2023 | $4,899.00 | $403,900 | $403,900 Land $146,904 Building $256,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1816 Ernest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1816 Ernest Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOULA WATER serves 68,200 people · EPA ID MT0000294 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
May also be available: AT&T, Blackfoot Telephone Cooperative, Verizon.
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