1812 Ernest Ave, Missoula, MT 59801 Property Records

Missoula County property record for 1812 Ernest Ave, Missoula, MT 59801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,150 sqft · built 1965
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0457743`

Property Details

APN / Parcel Number

Primary APN	`R0457743`
Alternative APNs	`04-2200-32-1-03-16-0000` `0001173400` `1173400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,150 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Finished Basement	800 sqft
Unfinished Basement	550 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Rural
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	16 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0001173400
Street Address	1812 ERNEST AVE
City	MISSOULA
State	MT
Zip	59801-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SMITHS ADDITION # 4, S32, T13 N, R19 W, BLOCK 16, E 24 OF LOT 24, ALL OF 25 & 26
Legal Subdivision	SMITHS ADDITION # 4
Legal Block	16
Legal Lot Number	24
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	4
Census Block	4015
Census Tract	1303

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1812 ERNEST AVE, MISSOULA, MT 59801-8308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Transfer on Death Deed, Transfer
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 9, 2004
Transfer Doc	0000003483
Record Updated	Oct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MISSOULA MT
Recording Date	Dec 1, 2025
Property Address	1812 ERNEST AVE, MISSOULA, MT 59801-8308
Document Number	0011220135
Book / Page	1122 / 135
Instrument Date	Dec 1, 2025
Instrument	202519747
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13900 HARPERS BRIDGE RD, MISSOULA, MT 59808-9198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 ERNEST AVE, MISSOULA, MT 59801-8308

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1812 ERNEST AVE, MISSOULA, MT 59801-8308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009820342
Date	Jul 5, 2017
Book Page	982/0342
Instrument	201713084

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,400 (-) Land $215,944 Building $285,456	$501,400 (-) Land $215,944 Building $285,456
2025	$4,434.00 (-15.04%)	$501,400 (+16.85%)	$501,400 (+16.85%) Land $215,944 Building $285,456
2023	$5,219.00	$429,100	$429,100 Land $171,010 Building $258,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Blackfoot Telephone Cooperative, Verizon.

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