1816 Circle Dr, #2040, Bonham, TX 75418 Property Records

Fannin County property record for 1816 Circle Dr, #2040, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,468 sqft · built 1993
Lot Size	5.98 acres (260,576 sqft)
Owner	Individual Name on File
Tax Bill	$4,639 (2024)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1190-008-0040-05`

Property Details

APN / Parcel Number

Primary APN	`1190-008-0040-05`
Alternative APN	`86000`

Interior

Full Baths	2 Baths
Building Area	2,468 sqft Living Area
1st Floor Area	1,848 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	260,576 sqft (5.98 acres)
Garage Type	Attached
Garage Area	520 sqft
Porch	Porch
Porch Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	1190-008-0040-05
Old Parcel Number	86000
Street Address	1816 CIRCLE DR # 2040, 2040
City	BONHAM
State	TX
Zip	75418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A1190 C WALKER, ACRES 5.982
Legal Subdivision	CHARLES WALKER ABS 1190
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	3
Census Block	3023
Census Tract	950402

Owner

1816 Circle Dr, #2040 is owned and occupied by an individual who acquired it in September 2018.

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1816 COUNTY ROAD 2040, RAVENNA, TX 75476-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018
Deed Sale	Sep 26, 2018
Prior Sale	Apr 2, 2014
Deed Document Number	2018-5695
Deed Book / Page	2077 / 0055
Record Updated	Jun 8, 2026

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 26, 2018
Property Address	1816 COUNTY ROAD 2040, RAVENNA, TX 75476-6219
Document Number	02077/0055
Book / Page	2077 / 0055
Instrument Date	Sep 21, 2018
Instrument	2018-5695
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	896 COUNTY ROAD 2130, 896, TELEPHONE, TX 75488-5208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 COUNTY ROAD 2040, RAVENNA, TX 75476-6219

Mortgage

Document Number	0020185696
Date	Sep 26, 2018
Instrument	2018-5696

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,140 Land $134,650 Building $299,490	$434,140 Land $134,650 Building $299,490
2024	$4,639.00
2023		$443,480 Land $140,040 Building $303,440	$443,480 Land $140,040 Building $303,440
2018	$3,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1816 Circle Dr, #2040 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1816 Circle Dr, #2040 is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE SHED WSC serves 2,441 people · EPA ID TX0740035
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Circle Dr

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