18154 45th Ave, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 18154 45th Ave, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1984
Lot Size	0.548 acres (23,871 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2015)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22808-1414-6470-0034`

Property Details

APN / Parcel Number

Primary APN	`22808-1414-6470-0034`
Alternative APN	`034 2043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	960 sqft

Exterior

Year Built	Built 1984
Architectural Style	Bi-Level
Roof Material	Asphalt
Lot Area	23,871 sqft (0.548 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034 2043
Street Address	18154 45TH AVE
City	CHIPPEWA FALLS
State	WI
Zip	54729-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUCERA ADDITION LOT 34
Legal Range	08W
Legal Township	28N
Legal Section	14
Legal Subdivision	KUCERA ADDITION
Legal Lot Number	34
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5047
Census Tract	10700

Owner

18154 45th Ave is owned and occupied by an individual who bought it in July 2015.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18154 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2010	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 9, 2015	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2015 · Amount on File
Deed Sale	Jul 9, 2015 · Amount on File
Deed Document Number	845689
Record Updated	Jun 8, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	18154 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000786993
Date	Oct 18, 2010
Instrument	786993

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2030

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	18154 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000915710
Date	Apr 5, 2021
Instrument	915710

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jul 9, 2015
Property Address	18154 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Document Number	0000845689
Instrument Date	Jul 6, 2015
Instrument	845689
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18154 45TH AVE, CHIPPEWA FALLS, WI 54729-9168

Mortgage

Document Number	0000845690
Date	Jul 9, 2015
Instrument	845690

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 18154 45th Ave was $2,479 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Lafayette Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,479.00 Homeowner's exemption	$275,200 Land $27,600 Building $247,600	$307,100
2023	$2,379.00 Homeowner's exemption	$275,200 Land $27,600 Building $247,600	$280,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18154 45th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18154 45th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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