18075 45th Ave, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 18075 45th Ave, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1978
Lot Size	0.546 acres (23,784 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Jun 2022)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22808-1414-6470-0011`

Property Details

APN / Parcel Number

Primary APN	`22808-1414-6470-0011`
Alternative APN	`034 2027`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Roof Material	Asphalt
Lot Area	23,784 sqft (0.546 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	034 2027
Street Address	18075 45TH AVE
City	CHIPPEWA FALLS
State	WI
Zip	54729-9168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUCERA ADDITION LOT 11
Legal Range	08W
Legal Township	28N
Legal Section	14
Legal Subdivision	KUCERA ADDITION
Legal Lot Number	11
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5046
Census Tract	10700

Owner

18075 45th Ave is owned and occupied by an individual who bought it in June 2022.

Source: Chippewa County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	18075 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit ROYAL CREDIT UNION
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS COMMUNITY FEDERAL BANK
May 21, 2014	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 3, 2014	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	May 21, 2014 · Amount on File
Deed Document Number	933240
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	18075 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930335
Date	Mar 30, 2022
Instrument	930335

Lender

Name	ROYAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	18075 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000919908
Date	Jun 30, 2021
Instrument	919908

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Jun 27, 2022
Property Address	18075 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Document Number	0000933240
Instrument Date	Jun 24, 2022
Instrument	933240
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000933241
Date	Jun 27, 2022
Instrument	933241

Lender

Name	CITIZENS COMMUNITY FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Jul 1, 2032
Max Rate At Change	2.7%
Index	1-Year CMT

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	May 21, 2014
Property Address	18075 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Document Number	0000833170
Instrument Date	May 21, 2014
Instrument	833170
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18075 45TH AVE, CHIPPEWA FALLS, WI 54729-9168

Mortgage

Document Number	0000833171
Date	May 21, 2014
Instrument	833171

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2044

March 2014: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHIPPEWA WI
Recording Date	Mar 3, 2014
Property Address	18075 45TH AVE, CHIPPEWA FALLS, WI 54729-9168
Document Number	0000831125
Instrument Date	Feb 24, 2014
Instrument	831125
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 144, WARRENS, WI 54666-0144

Tax Assessment & Valuation

The 2025 property tax bill for 18075 45th Ave was $2,226 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
County Subdivision	Lafayette Town
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 Homeowner's exemption	$249,300 Land $27,500 Building $221,800	$278,200
2023	$2,131.00 Homeowner's exemption	$249,300 Land $27,500 Building $221,800	$254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18075 45th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18075 45th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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