1815 Payne Dr, Georgetown, IN 47122 Property Records

Floyd County property record for 1815 Payne Dr, Georgetown, IN 47122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 1999
Lot Size	0.416 acres (18,121 sqft)
Owner	Individual Name on Record
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-03-200-433.000-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-03-200-433.000-003`
Alternative APN	`0061093011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,203 sqft Living Area
1st Floor Area	1,203 sqft
Basement Area	1,177 sqft
Unfinished Basement	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,121 sqft (0.416 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	254 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0061093011
Street Address	1815 PAYNE DR
City	GEORGETOWN
State	IN
Zip	47122-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P 1104 L 11 PRT. NE 1/4 32-2-5 0.416 AC. HIGHLANDS OF GEORGETOWN
Legal Subdivision	HIGHLANDS OF GEORGETOWN
Jurisdiction	FLOYD IN
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3020
Census Tract	71101

Owner

Source: Floyd County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1815 PAYNE DR, GEORGETOWN, IN 47122-8981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1815 PAYNE DR, GEORGETOWN, IN 47122-8981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020298
Date	Dec 21, 2020
Instrument	202020298

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	Georgetown Township
Municipality	Georgetown Town
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (+13.31%)	$194,600 (+14.4%) Land $30,300 Building $164,300	$194,600 (+14.4%) Land $30,300 Building $164,300
2024	$1,360.00 (-0.8%)	$170,100 (-1.85%) Land $30,300 Building $139,800	$170,100 (-1.85%) Land $30,300 Building $139,800
2023	$1,371.00 (-4.92%)	$173,300 (-0.97%) Land $30,300 Building $143,000	$173,300 (-0.97%) Land $30,300 Building $143,000
2022	$1,442.00	$175,000 Land $30,300 Building $144,700	$175,000 Land $30,300 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - GEORGETOWN serves 3,605 people · EPA ID IN5222003
Water Source	Purchased groundwater from RAMSEY WATER COMPANY, INC.
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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