1813 Payne Dr, Georgetown, IN 47122 Property Records

Floyd County property record for 1813 Payne Dr, Georgetown, IN 47122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,335 sqft · built 1998
Lot Size	0.323 acres (14,070 sqft)
Owner	Individual Name on File
Last Sale	$228,800 (Jun 2021)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-03-200-434.000-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-03-200-434.000-003`
Alternative APN	`0061093012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	1,335 sqft
Basement Area	1,335 sqft
Finished Basement	1,000 sqft
Unfinished Basement	335 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,070 sqft (0.323 acres)
Terrain	Low
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0061093012
Street Address	1813 PAYNE DR
City	GEORGETOWN
State	IN
Zip	47122-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P 1104 L 12 PRT. NE 1/4 32-2-5 0.323 AC. HIGHLANDS OF GEORGETOWN
Legal Subdivision	HIGHLANDS OF GEORGETOWN
Jurisdiction	FLOYD IN
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3020
Census Tract	71101

Owner

1813 Payne Dr is owned and occupied by an individual who bought it in June 2021.

Source: Floyd County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1813 PAYNE DR, GEORGETOWN, IN 47122-8981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Jun 9, 2021	Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Document Number	20219400
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1813 PAYNE DR, GEORGETOWN, IN 47122-8981
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201817430
Date	Oct 26, 2018
Instrument	201817430

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 19, 2038

Interest

Rate Type	Fixed Rate

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD IN
Recording Date	Jun 9, 2021
Property Address	1813 PAYNE DR, GEORGETOWN, IN 47122-8981
Document Number	0202109400
Map Reference	PL 1104 1100
Instrument Date	Jun 7, 2021
Instrument	202109400
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 FRANKLIN DR, NEW ALBANY, IN 47150-4564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 PAYNE DR, GEORGETOWN, IN 47122-8981

Mortgage

Document Number	0202109401
Date	Jun 9, 2021
Instrument	202109401

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1813 Payne Dr was $2,030, up 18.2% from the year before.

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	Georgetown Township
Municipality	Georgetown Town
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00 (+18.16%)	$241,200 (+19.29%) Land $26,000 Building $215,200	$241,200 (+19.29%) Land $26,000 Building $215,200
2024	$1,718.00 (-2.33%)	$202,200 (-4.17%) Land $26,000 Building $176,200	$202,200 (-4.17%) Land $26,000 Building $176,200
2023	$1,759.00 (-5.43%)	$211,000 (-0.94%) Land $26,000 Building $185,000	$211,000 (-0.94%) Land $26,000 Building $185,000
2022	$1,860.00	$213,000 Land $26,000 Building $187,000	$213,000 Land $26,000 Building $187,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1813 Payne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1813 Payne Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - GEORGETOWN serves 3,605 people · EPA ID IN5222003
Water Source	Purchased groundwater from RAMSEY WATER COMPANY, INC.
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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