Clay County property record for 1815 Olive St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 2,137 sqft · built 1989 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,769 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-300-011 |
| Primary APN | 10-24-300-011 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,137 sqft Living Area |
| Basement Area | 1,495 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 288 sqft |
| Storage Building | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1815 OLIVE ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3202 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 24-3-6 PT LOT 1 SW .41 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 972100 |
1815 Olive St, a residential property, is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1815 OLIVE ST, FLORA, IL 62839-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 1815 OLIVE ST, FLORA, IL 62839-3202 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2018 |
| Name | Verified Name |
|---|
| Document Number | D194891 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | D194891 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 15, 2023 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1815 Olive St was $3,769 with a homeowner's exemption, up 6.4% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,769.00 (+6.44%) Homeowner's exemption | $70,820 Land $1,861 Building $68,959 | $212,460 Land $5,583 Building $206,877 |
| 2024 | $3,541.00 | ||
| 2022 | $3,193.00 (+0.69%) Homeowner's exemption | $53,647 Land $1,396 Building $52,251 | $160,941 Land $4,188 Building $156,753 |
| 2021 | $3,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 Olive St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 Olive St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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