Clay County property record for 1601 Olive St, Flora, IL 62839 · Last verified July 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 2,264 sqft · built 1975 |
| Lot Size | 0.669 acres (29,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,500 (May 2018) |
| Tax Bill | $5,171 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-305-002 |
| Primary APN | 10-24-305-002 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 29,150 sqft (0.669 acres) |
| Garage Area | 884 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 543 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1601 OLIVE ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3244 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | RAINTREE PLANTATION SUB DIV LOT 48 |
| Legal Subdivision | RAINTREE PLANTATION SUB DIV |
| Legal Lot Number | 48 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-24-305-002
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1601 OLIVE ST, FLORA, IL 62839-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST |
| Jun 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLORA BANK & TRUST |
| May 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLORA BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Deed Document Number | 2018194279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 1601 OLIVE ST, FLORA, IL 62839-3244 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 198870 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 198870 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 1601 OLIVE ST, FLORA, IL 62839-3244 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Name | Verified Name |
|---|
| Document Number | D196745 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | D196745 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 29, 2018 |
| Property Address | 1601 OLIVE ST, FLORA, IL 62839-3244 |
| Document Number | D194279 |
| Map Reference | PB F PG 142-144 |
| Instrument Date | May 14, 2018 |
| Instrument | D194279 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 OLIVE ST, FLORA, IL 62839-3244 |
| Document Number | D194280 |
|---|---|
| Date | May 29, 2018 |
| Instrument | D194280 |
| Name | FLORA BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 18, 2019 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,511 (+32.32%) Land $9,579 Building $67,932 | $232,533 (+32.32%) Land $28,737 Building $203,796 | |
| 2024 | $5,171.00 (+3.28%) | ||
| 2022 | $5,007.00 (+9.54%) Homeowner's exemption | $58,579 Land $7,106 Building $51,473 | $175,737 Land $21,318 Building $154,419 |
| 2021 | $4,571.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures