1815 Laurel Lake Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1815 Laurel Lake Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,488 sqft · built 2008
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2023)
Tax Bill	$1,081 (2023)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040N-B-024.00`

Property Details

APN / Parcel Number

Primary APN	`040N-B-024.00`
Alternative APNs	`05043CB040N02400` `058040N B 02400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,488 sqft Living Area
Gross Area	3,278 sqft
1st Floor Area	1,604 sqft
Basement Area	884 sqft
Finished Basement	884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	196 sqft
Deck Area	810 sqft
Patio Area	810 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1815 LAUREL LAKE DR
City	MONTEAGLE
State	TN
Zip	37356-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAR DEN SUB PB 4 PG 557 LOT 24
Legal Subdivision	BEAR DEN SUB
Legal Lot Number	24
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1068
Census Tract	50302

Owner

Source: Marion County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Jul 10, 2020	Deed of Trust, Mortgage ASCEND FCU
Jul 2, 2018	Warranty Deed, Transfer · ARM ASCEND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	202316036
Deed Book / Page	585 / 609
Transfer Doc	0000406204
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Dec 11, 2023
Property Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Document Number	0000585609
Book / Page	585 / 609
Map Reference	MB 4 PG 621
Instrument Date	Dec 5, 2023
Instrument	23016036
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024

Mortgage

Document Number	0023016037
Date	Dec 11, 2023
Instrument	23016037

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Oct 13, 2021
Property Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Document Number	551349
Book / Page	551 / 349
Map Reference	MB 4 PG 557
Instrument Date	Oct 12, 2021
Instrument	21005692
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	ACCESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024

Mortgage

Document Number	21005693
Date	Oct 13, 2021
Instrument	21005693

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Document Number	529274
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 LAUREL LAKE DR MONTEAGLE TN 373565024, MONTEAGLE, TN 37356-5024

Mortgage

Document Number	529274
Date	Jul 10, 2020
Book Page	000529/000274
Instrument	2945

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Jul 2, 2018
Property Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Document Number	5031618
Book / Page	503 / 1618
Map Reference	MB4 PG557
Instrument Date	Jun 28, 2018
Instrument	18002532
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	METROPOLITAN ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024

Mortgage

Document Number	18002533
Date	Jul 2, 2018
Instrument	18002533

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9.37%
Index	1-Year CMT
Margin	4
Max Rate	9.37%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,425 (-) Land $5,750 Building $55,675	$245,700 (-) Land $23,000 Building $222,700
2023	$1,081.00	$61,425 (-) Land $5,750 Building $55,675
2022	$1,081.00	$61,425 Land $5,750 Building $55,675	$245,700 (-) Land $23,000 Building $222,700
2021			$245,700 Land $23,000 Building $222,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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