1805 Laurel Lake Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1805 Laurel Lake Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 2002
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Jun 2019)
Tax Bill	$889 (2022)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058040N B 02200`

Property Details

APN / Parcel Number

Primary APN	`058040N B 02200`
Alternative APN	`040N B 02200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	1,248 sqft
Upper Floors Area	384 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Deck Area	260 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1805 LAUREL LAKE DR
City	MONTEAGLE
State	TN
Zip	37356-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: R12
Legal Subdivision	BEAR DEN SUB
Legal Lot Number	22-23
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1068
Census Tract	50302

Owner

1805 Laurel Lake Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1805 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Warranty Deed, Transfer · Conventional with PMI ASCEND FCU
Jan 18, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Prior Sale	Mar 25, 2015 · Amount on File
Deed Document Number	19002173
Deed Book / Page	515 / 0383
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Jun 12, 2019
Property Address	1805 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Document Number	515383
Book / Page	000515 / 000383
Instrument Date	Jun 10, 2019
Instrument	2173
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 LAUREL LAKE DR MONTEAGLE TN 373565024, MONTEAGLE, TN 37356-5024

Mortgage

Document Number	515385
Date	Jun 12, 2019
Book Page	000515/000385
Instrument	2174

Lender

Name	ASCEND FCU
Type	Credit Union
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1805 LAUREL LAKE DR, MONTEAGLE, TN 37356-5024
Document Number	4981495
Book / Page	000498 / 001495
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	SERVICELINK

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 LAUREL LAKE DR MONTEAGLE TN 373565024, MONTEAGLE, TN 37356-5024

Mortgage

Document Number	4981495
Date	Jan 29, 2018
Book Page	000498/001495
Instrument	319

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,475 Land $9,500 Building $40,975
2023		$50,475 Land $9,500 Building $40,975
2022	$889.00
2021			$201,900 Land $38,000 Building $163,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1805 Laurel Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1805 Laurel Lake Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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