1815 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 1815 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 3 ba · 3,276 sqft · built 1995
Lot Size	0.151 acres (6,615 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Feb 2017)
Tax Bill	$4,594 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1460-05080`

Property Details

APN / Parcel Number

Primary APN	`010-1460-05080`
Alternative APN	`1025831`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,276 sqft Gross Area
1st Floor Area	1,638 sqft
Basement Area	918 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Triplex
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Lot Area	6,615 sqft (0.151 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1025831
Street Address	1815 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2080
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT: 0010 BLOCK:045 SERIAL #
Legal Subdivision	ENDION DIVISION OF DULUTH
Legal Block	45
Legal Lot Number	10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3002
Census Tract	1400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1732 LONDON RD, DULUTH, MN 55812-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK
Feb 21, 2017	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20171304425
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1815 JEFFERSON ST, DULUTH, MN 55812-2080
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001406269
Date	Mar 9, 2021
Instrument	1406269

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1815 JEFFERSON ST, DULUTH, MN 55812-2080
Document Number	00A1327331
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 N 19TH AVE E DULUTH MN 558121349, DULUTH, MN 55812-1349

Mortgage

Document Number	00A1327331
Date	Feb 7, 2018
Instrument	A1327331

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 6, 2023

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 21, 2017
Property Address	1815 JEFFERSON ST, DULUTH, MN 55812-2080
Document Number	00A1304425
Instrument Date	Feb 13, 2017
Instrument	A1304425
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1732 LONDON RD DULUTH MN 558122033, DULUTH, MN 55812-2033

Mortgage

Document Number	A1304426
Date	Feb 21, 2017
Instrument	A1304426

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,594.00 (+11.99%) Homeowner's exemption
2025	$4,102.00 (-0.87%) Homeowner's exemption	$311,400 (+11.29%) Land $23,900 Building $287,500	$311,400 (+11.29%) Land $23,900 Building $287,500
2024	$4,138.00	$279,800 (+29.42%) Land $27,000 Building $252,800	$279,800 (+29.42%) Land $27,000 Building $252,800
2022		$216,200 Land $26,400 Building $189,800	$216,200 Land $26,400 Building $189,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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