1725 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 1725 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Apartments (5+ Units)
Details	3,360 sqft · built 1914
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$5,740 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1460-04900`

Property Details

APN / Parcel Number

Primary APN	`010-1460-04900`
Alternative APN	`732819`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,360 sqft Gross Area
1st Floor Area	1,680 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1981
Exterior Material	Stucco
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	120 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	732819
Street Address	1725 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2060
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	S 100 FT SERIAL #
Legal Subdivision	ENDION DIVISION OF DULUTH
Legal Block	44
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3005
Census Tract	1400

Owner

1725 Jefferson St, a residential property, is owned by an individual who acquired it in August 2002.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1900 LESTER RIVER RD, DULUTH, MN 55804-3011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU
Mar 20, 2018	Deed of Trust, Mortgage MEMBERS COOPERATIVE CU
Dec 18, 2017	Loan Modification, Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 5, 2002
Transfer Doc	0000865379
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1725 JEFFERSON ST, DULUTH, MN 55812-2060
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001407313
Date	Mar 18, 2021
Instrument	1407313

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1725 JEFFERSON ST, DULUTH, MN 55812-2060
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 LESTER RIVER RD, DULUTH, MN 55804-3011

Mortgage

Document Number	0001439960
Date	Mar 28, 2022
Instrument	1439960

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1725 JEFFERSON ST, DULUTH, MN 55812-2060
Document Number	00A1331920
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 LESTER RIVER RD DULUTH MN 558043011, DULUTH, MN 55804-3011

Mortgage

Document Number	00A1331920
Date	Apr 30, 2018
Instrument	A1331920

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Amount	Amount on Record

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1725 JEFFERSON ST, DULUTH, MN 55812-2060
Document Number	00A1325059
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 LESTER RIVER RD DULUTH MN 558043011, DULUTH, MN 55804-3011

Mortgage

Document Number	00A1325059
Date	Dec 29, 2017
Instrument	A1325059

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1725 Jefferson St was $5,740, up 12.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,740.00 (+12.15%)
2025	$5,118.00 (-1.01%)	$349,400 (+14.03%) Land $23,300 Building $326,100	$349,400 (+14.03%) Land $23,300 Building $326,100
2024	$5,170.00	$306,400 Land $20,400 Building $286,000	$306,400 Land $20,400 Building $286,000
2022		$247,000 Land $20,000 Building $227,000	$247,000 Land $20,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1725 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1725 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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