1815 Cedar Top Rd, Reading, PA 19607 Property Records

Berks County property record for 1815 Cedar Top Rd, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,251 sqft · built 1975
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on Record
Tax Bill$2,290 (2026)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN4395-19-61-9948

Property Details

APN / Parcel Number

Primary APN4395-19-61-9948
Alternative APNs
  • 39-4395-19-61-9948
  • 39038705
  • 038705

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,251 sqft Living Area
1st Floor Area2,251 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area27,007 sqft (0.62 acres)
View / LotNeighborhood
Garage TypeDetached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number39038705
Street Address1815 CEDAR TOP RD
CityREADING
StatePA
Zip19607-9337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block61
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group3
Census Block3007
Census Tract11601

Owner

Source: Berks County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address170 HAWTHORNE CT, READING, PA 19610-1041
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 1971
Deed SaleJun 7, 1971
Deed Book / Page1587 / 621
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1815 CEDAR TOP RD, READING, PA 19607-9337
Document Number0000040201
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanyCREDIT UNION ABSTRACT, CU ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 CEDAR TOP RD READING PA 196079337, READING, PA 19607-9337

Mortgage

Document Number0000040201
DateNov 20, 2018
Instrument40201
Lender
NamePENNSYLVANIA ST EMP CU
TypeCredit Union
AddressHARRISBURG, PA 17106-7013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,290.00 (+24.86%) Homeowner's exemption$115,300 (-) Land $45,800 Building $69,500$45,800 (-60.28%) Land $45,800
2024$1,834.00$115,300 Land $45,800 Building $69,500
1994$115,300 Land $45,800 Building $69,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar Top Rd

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