1675 Cedar Top Rd, Reading, PA 19607 Property Records

Berks County property record for 1675 Cedar Top Rd, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,638 sqft · built 2015
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Sep 2020)
Tax Bill	$4,550 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4395-20-72-7018`

Property Details

APN / Parcel Number

Primary APN	`4395-20-72-7018`
Alternative APNs	`39-4395-20-72-7018` `39000546` `000546`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,638 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	30,056 sqft (0.69 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39000546
Street Address	1675 CEDAR TOP RD
City	READING
State	PA
Zip	19607-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODSIDE ESTATES SUB
Legal Block	72
Legal Lot Number	4
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3001
Census Tract	11601

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1675 CEDAR TOP RD, READING, PA 19607-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Jun 27, 2018	Deed of Trust, Mortgage · ARM VISIONS FCU
Sep 25, 2020	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 26, 2020	Deed of Trust, Mortgage · Line of Credit VISIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	202034729
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1675 CEDAR TOP RD, READING, PA 19607-9319
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 CEDAR TOP RD, READING, PA 19607-9319

Mortgage

Document Number	0000057760
Date	Nov 19, 2021
Instrument	2021057760

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	READING, PA 19607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1675 CEDAR TOP RD, READING, PA 19607-9319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020986
Date	Jun 12, 2017
Instrument	2017020986

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1675 CEDAR TOP RD, READING, PA 19607-9319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021428
Date	Jun 27, 2018
Instrument	2018021428

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jul 1, 2033
Max Rate At Change	5.99%
Index	10-Year TN
Margin	3
Max Rate	5.99%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 25, 2020
Property Address	1675 CEDAR TOP RD, READING, PA 19607-9319
Document Number	0000034729
Instrument Date	Sep 16, 2020
Instrument	2020034729
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 CEDAR TOP RD, READING, PA 19607-9319

Mortgage

Document Number	0000034730
Date	Sep 25, 2020
Instrument	2020034730

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1675 CEDAR TOP RD, READING, PA 19607-9319
Document Number	0000017919
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1675 CEDAR TOP RD READING PA 196079319, READING, PA 19607-9319

Mortgage

Document Number	0000017919
Date	Jun 1, 2020
Instrument	17919

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,550.00 (+24.86%) Homeowner's exemption	$229,100 (-) Land $35,100 Building $194,000	$35,100 (-84.68%) Land $35,100
2024	$3,644.00	$229,100 Land $35,100 Building $194,000
1994			$229,100 Land $35,100 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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