St. Louis County property record for 1815 Berwick Cir, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,720 sqft · built 1977 |
| Lot Size | 0.979 acres (42,652 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,948 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4405-00020 |
| Primary APN | 010-4405-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Gross Area |
| 1st Floor Area | 1,720 sqft |
| Basement Area | 1,548 sqft |
| Finished Basement | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 42,652 sqft (0.979 acres) |
| Garage Area | 780 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 371 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 919596 |
|---|---|
| Street Address | 1815 BERWICK CIR |
| City | DULUTH |
| State | MN |
| Zip | 55811-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 2 SERIAL # |
| Legal Subdivision | VALHALLA |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1815 BERWICK CIR, DULUTH, MN 55811-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit DULUTH TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2011 |
| Transfer Doc | 0000902209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1815 BERWICK CIR, DULUTH, MN 55811-2219 |
| Document Number | 000T984387 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1815 BERWICK CIR DULUTH MN 558112219, DULUTH, MN 55811-2219 |
| Document Number | 000T984387 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | T984387 |
| Name | DULUTH TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 27, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1815 BERWICK CIR, DULUTH, MN 55811-2219 |
| Document Number | 000T984386 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1815 BERWICK CIR DULUTH MN 558112219, DULUTH, MN 55811-2219 |
| Document Number | 000T984386 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | T984386 |
| Name | DULUTH TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 27, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,948.00 (+6.76%) Homeowner's exemption | ||
| 2025 | $6,508.00 (-5.32%) Homeowner's exemption | $518,300 (+8.43%) Land $59,300 Building $459,000 | $518,300 (+8.43%) Land $59,300 Building $459,000 |
| 2024 | $6,874.00 | $478,000 (+5.73%) Land $94,800 Building $383,200 | $478,000 (+5.73%) Land $94,800 Building $383,200 |
| 2022 | $452,100 Land $88,800 Building $363,300 | $452,100 Land $88,800 Building $363,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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