St. Louis County property record for 1810 Berwick Cir, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,600 sqft · built 1976 |
| Lot Size | 0.808 acres (35,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (May 2025) |
| Tax Bill | $5,574 (2026) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4405-00040 |
| Primary APN | 010-4405-00040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Gross Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,278 sqft |
| Finished Basement | 1,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 35,211 sqft (0.808 acres) |
| Garage Area | 640 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 384 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1182973 |
|---|---|
| Street Address | 1810 BERWICK CIR |
| City | DULUTH |
| State | MN |
| Zip | 55811-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 4 SERIAL # |
| Legal Subdivision | VALHALLA CITY OF DULUTH |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1810 BERWICK CIR, DULUTH, MN 55811-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Mar 10, 2022 | Transfer on Death Deed, Transfer |
| Jun 28, 2017 | Deed of Trust, Mortgage · VA Mortgage CU MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Deed Document Number | 20251090574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 28, 2025 |
| Property Address | 1810 BERWICK CIR, DULUTH, MN 55811-2219 |
| Document Number | 0001090574 |
| Instrument Date | May 23, 2025 |
| Instrument | 1090574 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,452.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1810 BERWICK CIR, DULUTH, MN 55811-2219 |
| Document Number | 0001090575 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 1090575 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Jun 1, 2037 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 10, 2022 |
| Property Address | 1810 BERWICK CIR, DULUTH, MN 55811-2219 |
| Document Number | 0001054210 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 1054210 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1810 BERWICK CIR, DULUTH, MN 55811-2219 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1810 BERWICK CIR, DULUTH, MN 55811-2219 |
| Document Number | 000T988148 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1810 BERWICK CIR DULUTH MN 558112219, DULUTH, MN 55811-2219 |
| Document Number | 000T988148 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | T988148 |
| Name | CU MTG SVC |
|---|---|
| Address | NEW BRIGHTON, MN 55112 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,574.00 (+16.32%) Homeowner's exemption | ||
| 2025 | $4,792.00 (-6.92%) Homeowner's exemption | $426,400 (+17.92%) Land $58,000 Building $368,400 | $426,400 (+17.92%) Land $58,000 Building $368,400 |
| 2024 | $5,148.00 | $361,600 (+5.82%) Land $92,700 Building $268,900 | $361,600 (+5.82%) Land $92,700 Building $268,900 |
| 2022 | $341,700 Land $86,800 Building $254,900 | $341,700 Land $86,800 Building $254,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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