Dare County property record for 1815 Bay Dr, Kill Devil Hills, NC 27948 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2013) |
| Tax Bill | $2,741 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 988409062582 |
| Primary APN | 988409062582 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 988409062582 |
|---|---|
| Old Parcel Number | 98840962582 |
| Street Address | 1815 BAY DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 16A BLK: 19 SEC: 1 PL: D SL: 155 |
| Legal Subdivision | CROATAN SHORES INC |
| Legal Block | 19 |
| Legal Lot Number | 16A |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970200 |
Source: Dare County records · APN 988409062582
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1504 SADLERS WELLS DR # 100, 100, HERNDON, VA 20170-2838 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING |
| Mar 14, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2013 · Amount on Record |
| Deed Sale | Sep 30, 2013 · Amount on Record |
| Deed Document Number | 0001942246 |
| Deed Book / Page | 1942 / 246 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1815 BAY DR, KILL DEVIL HILLS, NC 27948-8101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2386/726 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 2386/726 |
| Instrument | 700079594 |
| Name | HOMESTEAD FUNDING |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1815 BAY DR, KILL DEVIL HILLS, NC 27948-8101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002224/0000000834 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 0000002224/0000000834 |
| Instrument | 000700049982 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Jan 01, 2033 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,741.00 (+12.43%) | $504,700 (+56.4%) Land $233,600 Building $271,100 | |
| 2023 | $2,438.00 | $322,700 Land $126,000 Building $196,700 | |
| 2020 | $504,700 Land $233,600 Building $271,100 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 159 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 159 in force |
| Nearby Flood Claims | 165 (1981–2019) |
| Claims Outside the SFHA | 38 of 165 |
| Most Recent Claim | Sep 2019, rainfall accumulation, Hurricane Dorian |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 454 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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