1814 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1814 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$387,500 (Sep 2018)
Tax Bill	$3,751 (2026)
Deeds & Mortgages	May 2024 Mortgage Jul 2019 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`988409060383`

Property Details

APN / Parcel Number

Primary APN	`988409060383`
Alternative APNs	`98840960383` `002541000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988409060383
Street Address	1814 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLK: 21 SEC: 1 PL: 1 SL: 40
Legal Subdivision	CROATAN SHORES INC
Legal Block	21
Legal Lot Number	7
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3002
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1814 BAY DR, KILL DEVIL HILLS, NC 27948-9425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNE BANK
Sep 20, 2018	Deed of Trust, Mortgage TOWNE BK
Sep 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Document Number	2018700056754
Deed Book / Page	2260 / 124
Prior Transfer Date	Sep 13, 2013
Prior Transfer Doc	2031/623
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1814 BAY DR, KILL DEVIL HILLS, NC 27948-9425
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 BAY DR, KILL DEVIL HILLS, NC 27948-9425

Mortgage

Document Number	002731/481
Date	May 1, 2024
Book Page	2731/481
Instrument	700138770

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	4140 E STATE ST, HERMITAGE, PA 16148

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 19, 2039

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1814 BAY DR, KILL DEVIL HILLS, NC 27948-9425
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2310/832
Date	Jul 9, 2019
Book Page	2310/832
Instrument	700066489

Lender

Name	TOWNE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1814 BAY DR, KILL DEVIL HILLS, NC 27948-9425
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002260/0000000126
Date	Sep 20, 2018
Book Page	0000002260/0000000126
Instrument	000700056755

Lender

Name	TOWNE BK

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 20, 2018
Property Address	1814 BAY DR, KILL DEVIL HILLS, NC 27948-9425
Document Number	2260/124
Book / Page	2260 / 124
Instrument Date	Aug 19, 2018
Instrument	000700056754
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 WOOD DUCK DR, VIRGINIA BEACH, VA 23456-4464

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,751.00	$680,200 (-) Land $428,000 Building $252,200	$680,200 (-) Land $428,000 Building $252,200
2025	$3,751.00 (+18.93%)	$680,200 (+63.24%) Land $428,000 Building $252,200
2023	$3,154.00	$416,696 Land $214,000 Building $202,696
2020			$680,200 Land $428,000 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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