1815 Bancroft Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1815 Bancroft Rd, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,445 sqft · built 2023
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on Record
Last Sale$768,540 (Apr 2024)
Tax Bill$7,463 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2024 Sale & Mortgage
APN0394004000200

Property Details

APN / Parcel Number

Primary APN0394004000200

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,445 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,975 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1815 BANCROFT RD
CityCHESAPEAKE
StateVA
Zip23320-6145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 20 HAVEN AT CENTERVILLE PH TWO 0.229AC
Legal SubdivisionCAMDEN HAVEN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1815 BANCROFT RD, CHESAPEAKE, VA 23320-6145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · Line of Credit
TOWNEBANK
Apr 3, 2024Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2024 · Amount on Record
Deed SaleApr 3, 2024 · Amount on Record
Deed Document Number20246349
Deed Book / Page10738 / 1617
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1815 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010730/490
DateMar 1, 2024
Book Page10730/490
Instrument240003920
Lender
NameTOWNEBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 3, 2024
Property Address1815 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Document Number10738/1617
Book / Page10738 / 1617
Instrument DateMar 11, 2024
Instrument240006349
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number0240006350
DateApr 3, 2024
Instrument240006350
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,463.00$738,900 (+322.23%) Land $185,000 Building $553,900$738,900 (+322.23%) Land $185,000 Building $553,900
2023$175,000 Land $175,000$175,000 Land $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 80% of Virginia
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Starlink
Satellite
280 / 30

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