1812 Bancroft Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1812 Bancroft Rd, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,095 sqft · built 2024
Lot Size0.192 acres (8,364 sqft)
Owner2 Individual Names on Record
Last Sale$706,419 (Feb 2025)
Tax Bill$6,868 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2024 Line of Credit
APN0394004000740

Property Details

APN / Parcel Number

Primary APN0394004000740

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,095 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,364 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1812 BANCROFT RD
CityCHESAPEAKE
StateVA
Zip23320-6145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionLOT 74 HAVEN AT CENTERVILLE PH TWO 0.192AC
Legal SubdivisionCAMDEN HAVEN
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1812 BANCROFT RD, CHESAPEAKE, VA 23320-6145
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 1, 2024Deed of Trust, Mortgage · Line of Credit
TOWNEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2025 · Amount on Record
Deed SaleFeb 28, 2025 · Amount on Record
Deed Document Number20254019
Deed Book / Page10830 / 110
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1812 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Transaction TypeMortgage
Record UpdatedMay 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 BANCROFT RD, CHESAPEAKE, VA 23320-6145

Mortgage

Document Number10956/1182
DateMar 18, 2026
Book Page10956/1182
Instrument260006673
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueApr 1, 2055

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1812 BANCROFT RD, CHESAPEAKE, VA 23320-6145
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010730/490
DateMar 1, 2024
Book Page10730/490
Instrument240003920
Lender
NameTOWNEBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$698,500 (+2.72%) Land $210,000 Building $488,500$698,500 (+2.72%) Land $210,000 Building $488,500
2025$6,868.00 (+267.47%)$680,000 Land $185,000 Building $495,000$680,000 Land $185,000 Building $495,000
2024$1,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 80% of Virginia
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Starlink
Satellite
280 / 30

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