1814 Rush St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1814 Rush St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1962
Lot Size	0.192 acres (8,370 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Sep 2022)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`8913-28-176-036`

Property Details

APN / Parcel Number

Primary APN	`8913-28-176-036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	832 sqft
Attic	Attic
Attic Area	458 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,370 sqft (0.192 acres)
Lot Dimensions	135 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1814 RUSH ST
City	WATERLOO
State	IA
Zip	50701-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK HAWK SUBDIVISION LOT 8
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	BLACK HAWK SUBDIVISION
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2019
Census Tract	1502

Owner

1814 Rush St is owned and occupied by an individual who bought it in September 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1814 RUSH ST, WATERLOO, IA 50701-6050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 8, 2021	Warranty Deed, Construction Loan · Construction Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Sep 8, 2021 · Amount on File
Deed Document Number	20225397
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1814 RUSH ST, WATERLOO, IA 50701-6050
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 RUSH ST, WATERLOO, IA 50701-6050

Mortgage

Document Number	0202602695
Date	Mar 3, 2026
Instrument	2026-02695

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2046

Interest

Change Frequency	Monthly

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 8, 2021
Property Address	1814 RUSH ST, WATERLOO, IA 50701-6050
Document Number	202200005397
Instrument Date	Sep 1, 2021
Instrument	202200005397
Transaction Type	Construction Loan
Record Updated	Sep 21, 2021
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 RUSH ST, WATERLOO, IA 50701-6050

Mortgage

Document Number	202200005398
Date	Sep 8, 2021
Instrument	202200005398

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1814 Rush St was $3,002, up 5.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,002.00 (+5.19%)	$147,060 Land $19,950 Building $127,110	$147,060 Land $19,950 Building $127,110
2024	$2,854.00
2023		$131,530 (+20.49%) Land $19,950 Building $111,580	$131,530 Land $19,950 Building $111,580
2022	$2,398.00	$109,160 Land $19,950 Building $89,210
2021			$109,160 Land $19,950 Building $89,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1814 Rush St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1814 Rush St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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