1839 Rush St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1839 Rush St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,598 sqft · built 1962
Lot Size	0.192 acres (8,370 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2026)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8913-28-176-031`

Property Details

APN / Parcel Number

Primary APN	`8913-28-176-031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,370 sqft (0.192 acres)
Lot Dimensions	135 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	236 sqft
Deck Area	84 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1839 RUSH ST
City	WATERLOO
State	IA
Zip	50701-6058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK HAWK SUBDIVISION LOT 13
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	BLACK HAWK SUBDIVISION
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2019
Census Tract	1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage CEDAR FALLS COMMUNITY CREDIT UNION
Dec 27, 2017	Deed of Trust, Mortgage CEDAR FALLS COMMUNITY CU
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CEDAR FALLS COMMUNITY CU
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Feb 10, 2025	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Deed Document Number	20266901
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800018731
Date	May 17, 2018
Instrument	201800018731

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	56 Months
Due	Jan 1, 2023

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010964
Date	Dec 27, 2017
Instrument	2018-00010964

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jan 5, 2028

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001767
Date	Jul 31, 2017
Instrument	2018-00001767

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Feb 5, 2023

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024957
Date	May 26, 2021
Instrument	202100024957

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024637
Date	May 21, 2021
Instrument	202100024637

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1839 RUSH ST, WATERLOO, IA 50701-6058

Mortgage

Document Number	0202501888
Date	Feb 10, 2025
Instrument	2025-01888

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2035

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 13, 2026
Property Address	1839 RUSH ST, WATERLOO, IA 50701-6058
Document Number	0000006901
Instrument Date	May 13, 2026
Instrument	2026.6901
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,703.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1839 RUSH ST, WATERLOO, IA 50701-6058

Mortgage

Document Number	0000006902,
Date	May 13, 2026
Instrument	2026..6902

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000006903,
Date	May 13, 2026
Instrument	2026.6903

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00 (+6.32%) Homeowner's exemption	$225,350 (+12.69%) Land $19,950 Building $205,400	$225,350 (+12.69%) Land $19,950 Building $205,400
2024	$4,116.00 (+20.21%)
2023		$199,980 (+21.37%) Land $19,950 Building $180,030	$199,980 (+21.37%) Land $19,950 Building $180,030
2022	$3,424.00 Homeowner's exemption	$164,770 Land $19,950 Building $144,820
2021			$164,770 Land $19,950 Building $144,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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