1814 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1814 E Main St, Chattanooga, TN 37404

Property Summary

Property TypeRestaurant
Details2,512 sqft · built 1950
Lot Size0.364 acres (15,870 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Jun 2024)
Tax Bill$4,529 (2025)
Deeds & MortgagesJun 2024 Sale
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN156B L 001

Property Details

APN / Parcel Number

Primary APN156B L 001
Alternative APN
  • 0000090075

Interior

Stories1 Story
Building Area2,512 sqft Total Area

Exterior

Year BuiltBuilt 1950
Exterior MaterialBrick Veneer
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area15,870 sqft (0.364 acres)
Lot Dimensions115 ft deep x 138 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000090075
Street Address1814 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37404-5050
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Local Zoning CodeC2
Legal DescriptionLTS 1-3 BLK 1 OLMSTEADS PB 6 PG 7 0104 33 01
Legal SubdivisionOLMSTEADS
Legal Block1
Legal Lot Number1-3 2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2004
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address617 MARLBORO AVE, CHATTANOOGA, TN 37412-2639
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2024Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Sep 27, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleMay 2, 2001 · Amount on Record
Deed Document Number0013635314
Deed Book / Page13635 / 314
Record UpdatedJun 8, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 28, 2024
Property Address1814 E MAIN ST, CHATTANOOGA, TN 37404-5050
Document Number0000000108
Book / Page13635 / 314
Map ReferenceMB 6 PG 7
Instrument DateJun 28, 2024
Instrument2024062800108
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
Tax$3,145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 MARIBORO AVE, CHATTANOOGA, TN 37412-2639

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1814 E MAIN ST, CHATTANOOGA, TN 37404-5050
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000086
DateSep 27, 2017
Book Page11163/968
Instrument2017092700086
Lender
NameREGIONS BANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueSep 12, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,529.00 (+183.42%)$298,840 (+318.31%)$747,100 (+318.31%) Land $316,400 Building $430,700
2024$1,598.00$71,440 (-)$178,600 (-) Land $79,100 Building $99,500
2023$1,598.00$71,440 (-)$178,600 (-) Land $79,100 Building $99,500
2022$1,598.00$71,440$178,600 Land $79,100 Building $99,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1982–2010)
Claims Outside the SFHA4 of 17
Most Recent ClaimNov 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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