1810 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1810 E Main St, Chattanooga, TN 37404

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,000 sqft · built 1970
Lot Size0.216 acres (9,435 sqft)
OwnerCompany Name on File
Last Sale$140,000 (Nov 2015)
Tax Bill$2,334 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN156B M 031

Property Details

APN / Parcel Number

Primary APN156B M 031
Alternative APN
  • 0000090130

Interior

Stories1 Story
Building Area3,000 sqft Total Area

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Fire ResistanceWood or Wood & Steel Frame
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area9,435 sqft (0.216 acres)
Lot Dimensions113 ft deep x 83.5 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000090130
Street Address1810 E MAIN ST
CityCHATTANOOGA
StateTN
Zip37404-5069
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionLT 4 BLK 5 OLMSTEADS SUB PB 6 PG 7 REV 103-182
Legal SubdivisionOLMSTEADS
Legal Block5
Legal Lot Number4 5
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3000
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2313 E MAIN ST, CHATTANOOGA, TN 37404-5212
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 5, 2015 · Amount on Record
Deed SaleNov 5, 2015 · Amount on Record
Deed Document Number2015110500072
Deed Book / Page10605 / 620
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1810 E MAIN ST, CHATTANOOGA, TN 37404-5000
Document Number0109000082
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2313 E MAIN ST CHATTANOOGA TN 374045212, CHATTANOOGA, TN 37404-5212

Mortgage

Document Number0109000082
DateJan 9, 2020
Book Page011874/000106
Instrument200109000082
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37412
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 8, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,334.00 (+32.01%)$154,000 (+94.84%)$385,000 (+94.84%) Land $193,600 Building $191,400
2024$1,768.00$79,040 (-)$197,600 (-) Land $48,400 Building $149,200
2023$1,768.00$79,040 (-)$197,600 (-) Land $48,400 Building $149,200
2022$1,768.00$79,040$197,600 Land $48,400 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims24 (1983–2015)
Claims Outside the SFHA4 of 24
Most Recent ClaimApr 2015 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 5 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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