Stearns County property record for 1814 38th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,430 sqft · built 1920 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,900 (Jan 2022) |
| Tax Bill | $2,340 (2023) |
| Deeds & Mortgages | Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44153-0066 |
| Primary APN | 82-44153-0066 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Stucco |
| Lot Area | 56,192 sqft (1.29 acres) |
| Lot Width | 188 ft Width |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 82.44153.0066 |
|---|---|
| Street Address | 1814 38TH ST S |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.29 A. PART OF W2SW4 BEG. 854.85' S-E707.26'-S316' FOR P.O.B.; TH W 154.63'-S317' TH N81DE 187.95'-N288.30' TH W31' TO |
| Legal Range | 28 |
| Legal Township | 124 |
| Legal Section | 35 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 402 |
1814 38th St S is owned and occupied by an individual who bought it in January 2022.
Source: Stearns County records, as of April 8, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1814 38TH ST S, SAINT CLOUD, MN 56301-9546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on File |
| Deed Sale | Jan 20, 2022 · Amount on File |
| Deed Document Number | A1624501 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 20, 2022 |
| Property Address | 1814 38TH ST S, SAINT CLOUD, MN 56301-9546 |
| Document Number | 00A1624501 |
| Instrument Date | Jan 4, 2022 |
| Instrument | A1624501 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1814 38TH ST S, SAINT CLOUD, MN 56301-9546 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,340.00 | $202,800 Land $50,000 Building $152,800 | $202,800 Land $50,000 Building $152,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1814 38th St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1814 38th St S is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xtratyme Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures