1813 Valley Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 1813 Valley Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,529 sqft · built 2004
Lot Size	0.293 acres (12,742 sqft)
Owner	Individual on Record
Last Sale	$184,300 (May 2004)
Tax Bill	$3,300 (2024)
Deeds & Mortgages	Jul 2017 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1956-000-36500`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1956-000-36500`
Alternative APNs	`262220195600036500` `3820041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,529 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,044 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,742 sqft (0.293 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	578 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3820041
Street Address	1813 VALLEY RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-5291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYRIDGE VALLEY PHASE III PB 50 PG 39-41 LOT 365 ORB 2578 PG 890 ORB 4593 PG 730 ORB 4661 PG 1659 ORB 4913 PG 1371
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	SKYRIDGE VALLEY PHASE III
Legal Tract	T-Y
Legal Lot Number	365
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31320

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1813 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit MAINSTREET COMMUNITY BANK OF FLORIDA
Mar 10, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2004 · Amount on Record
Deed Sale	May 25, 2004 · Amount on Record
Deed Document Number	200469841
Deed Book / Page	2578 / 890
Last Transfer Date	Mar 8, 2017
Transfer Doc	0049131371
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1813 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049740383
Date	Jul 19, 2017
Book Page	4974/0383
Instrument	2017077466

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORIDA
Type	Bank
Address	CLERMONT, FL 34711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Mar 10, 2017
Property Address	1813 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Document Number	0049131371
Book / Page	4913 / 1371
Map Reference	MB 50 PG 39-41
Instrument Date	Mar 8, 2017
Instrument	2017026247
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TITLE OF LAKE COUN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291

Mortgage

Document Number	2017026248
Date	Mar 10, 2017
Instrument	2017026248

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,180 (+2.9%)	$381,028 (-) Land $100,000 Building $281,028
2025		$241,190 (+5.98%) Land $100,000 Building $141,190	$381,028 (+4.61%) Land $100,000 Building $281,028
2024	$3,300.00 (+2.1%)
2023	$3,232.00 (+3.23%) Homeowner's exemption	$227,580 (+3%)	$364,238 (+26.77%) Land $70,000 Building $294,238
2022	$3,131.00 Homeowner's exemption	$220,960	$287,314 Land $45,000 Building $242,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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