1813 Cummings Ln, Durham, CA 95938 Property Records

Butte County property record for 1813 Cummings Ln, Durham, CA 95938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,017 sqft · built 2004
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jun 1998)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`040-160-086-000`

Property Details

APN / Parcel Number

Primary APN	`040-160-086-000`
Alternative APN	`040-160-086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,017 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	53,579 sqft
Garage Type	Attached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	040-160-086
Street Address	1813 CUMMINGS LN
City	DURHAM
State	CA
Zip	95938-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1813 CUMMINGS LN DUR
Legal Subdivision	DURHAM STATE LAND SETTLEMENT
Legal Lot Number	3
Jurisdiction	BUTTE CA
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3015
Census Tract	1500

Owner

Source: Butte County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 875, DURHAM, CA 95938-0875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Nov 4, 2019	Loan Modification, Mortgage · Conventional Mortgage TRI CNTY BK
May 28, 2019	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 1998 · Amount on Record
Deed Sale	Jun 18, 1998 · Amount on Record
Deed Document Number	199825319
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1813 CUMMINGS LN, DURHAM, CA 95938-9674
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 875, DURHAM, CA 95938-0875

Mortgage

Document Number	0000011724
Date	Mar 12, 2021
Instrument	2021-0011724

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	1813 CUMMINGS LN, DURHAM, CA 95938-9674
Document Number	0000049304
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 CUMMINGS LN DURHAM CA 959389674, DURHAM, CA 95938-9674

Mortgage

Document Number	0000049304
Date	Nov 8, 2019
Instrument	49304

Lender

Name	TRI CNTY BK
Type	Bank
Address	DURHAM, CA 95938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1813 CUMMINGS LN, DURHAM, CA 95938-9674
Document Number	0000027006
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 CUMMINGS LN DURHAM CA 959389674, DURHAM, CA 95938-9674

Mortgage

Document Number	0000027006
Date	Jun 6, 2019
Instrument	27006

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	ROSEVILLE, CA 95747

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Durham Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,256 (+2%) Land $105,849 Building $355,407
2025	$5,088.00 (+8.35%) Homeowner's exemption	$452,213 (+4.04%) Land $103,774 Building $348,439
2024			$546,210
2023	$4,696.00 (+1.91%) Homeowner's exemption	$434,655 Land $99,746 Building $334,909
2022	$4,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 policies
Nearby Flood Policies	177 in force
Nearby Flood Claims	15 (1995–2019)
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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