1865 Cummings Ln, Durham, CA 95938 Property Records

Butte County property record for 1865 Cummings Ln, Durham, CA 95938

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,811 sqft · built 2015
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Jun 2021)
Tax Bill	$10,709 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2020 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`040-160-026-000`

Property Details

APN / Parcel Number

Primary APN	`040-160-026-000`
Alternative APN	`040-160-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,811 sqft Living Area
1st Floor Area	2,811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	156,816 sqft
Garage Type	Attached
Garage Area	1,147 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	040-160-026
Street Address	1865 CUMMINGS LN
City	DURHAM
State	CA
Zip	95938-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-20
Legal Description	CUMMINGS RD
Legal Subdivision	ESQUON RHO
Legal Lot Number	3
Jurisdiction	BUTTE CA
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3015
Census Tract	1500

Owner

Source: Butte County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 614, DURHAM, CA 95938-0614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 22, 2020	Correction Deed, Transfer OLD REPUBLIC TITLE
Feb 25, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 25, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jul 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	202126837
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0000053198
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 11, 2021
Property Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683
Document Number	0000026837
Map Reference	MB 8 PG 16-18
Instrument Date	Jun 7, 2021
Instrument	2021-0026837
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 614, DURHAM, CA 95938-0614

Mortgage

Document Number	0000026838
Date	Jun 11, 2021
Instrument	2021-0026838

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Dec 22, 2020
Property Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683
Document Number	0000053198
Map Reference	MB 8 PG 16-18
Instrument Date	Dec 21, 2020
Instrument	2020-0053198
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683

Mortgage

Document Number	0000053199
Date	Dec 22, 2020
Instrument	2020-0053199

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 22, 2020
Property Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683
Document Number	0000053200
Instrument Date	Nov 30, 2020
Instrument	53200
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1865 CUMMINGS LN DURHAM CA 959389683, DURHAM, CA 95938-9683

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 25, 2020
Property Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683
Document Number	0000009022
Instrument Date	Feb 17, 2020
Instrument	9022
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1865 CUMMINGS LN DURHAM CA 959389683, DURHAM, CA 95938-9683

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Feb 25, 2020
Property Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683
Document Number	0000009020
Instrument Date	Feb 17, 2020
Instrument	9020
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1865 CUMMINGS LN DURHAM CA 959389683, DURHAM, CA 95938-9683

Mortgage

Document Number	9021
Date	Feb 25, 2020
Instrument	9021

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 24, 2018
Property Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683
Document Number	0000024878
Instrument Date	Jul 19, 2018
Instrument	24878
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1865 CUMMINGS LN DURHAM CA 959389683, DURHAM, CA 95938-9683

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 9, 2019
Property Address	1865 CUMMINGS LN, DURHAM, CA 95938-9683
Document Number	0000001575
Instrument Date	Jul 19, 2018
Instrument	1575
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1865 CUMMINGS LN DURHAM CA 959389683, DURHAM, CA 95938-9683

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Durham Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$964,746 (+2%) Land $414,030 Building $550,716
2025	$10,709.00 (+12.3%) Homeowner's exemption	$945,830 (+8.87%) Land $405,912 Building $539,918
2024	$9,536.00 (+0.98%)		$1,063,710
2023	$9,443.00 (+1.91%) Homeowner's exemption	$868,734 Land $390,150 Building $478,584
2022	$9,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 policies
Nearby Flood Policies	177 in force
Nearby Flood Claims	15 (1995–2019)
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Feb 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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