Champaign County property record for 1813 Clover Ln, Champaign, IL 61821
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 984 sqft · built 1957 |
| Lot Size | 0.165 acres (7,180 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,716 (2024) |
| Deeds & Mortgages | Oct 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-20-22-276-010 |
| Primary APN | 45-20-22-276-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 984 sqft Building Perimeter |
| 1st Floor Area | 984 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 7,180 sqft (0.165 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1813 CLOVER LN |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61821-5837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 SOUTHWOOD SUB |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 22 |
| Legal Subdivision | SOUTHWOOD SUB |
| Legal Lot Number | 48 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1203 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1813 CLOVER LN, CHAMPAIGN, IL 61821-5837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1813 CLOVER LN, CHAMPAIGN, IL 61821-5837 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019488 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022R19488 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 18, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 18, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 7.74% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,790 (+33.56%) Land $13,870 Building $27,920 | $125,370 (+33.56%) Land $41,610 Building $83,760 | |
| 2024 | $1,716.00 (-5.14%) | ||
| 2022 | $1,809.00 Homeowner's exemption Senior Citizen's exemption | $31,290 Land $10,390 Building $20,900 | $93,870 Land $31,170 Building $62,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1990–1993) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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