Champaign County property record for 1806 Clover Ln, Champaign, IL 61821
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 984 sqft · built 1957 |
| Lot Size | 0.186 acres (8,097 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,884 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-20-22-232-015 |
| Primary APN | 45-20-22-232-015 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 984 sqft Building Perimeter |
| 1st Floor Area | 984 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 8,097 sqft (0.186 acres) |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1806 CLOVER LN |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61821-5840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 SOUTHWOOD SUB |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 22 |
| Legal Subdivision | SOUTHWOOD SUB |
| Legal Lot Number | 12 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1203 |
1806 Clover Ln is owned and occupied by two individuals.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1806 CLOVER LN, CHAMPAIGN, IL 61821-5840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1806 CLOVER LN, CHAMPAIGN, IL 61821-5840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008054 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020R08054 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,580 Land $13,870 Building $55,710 | $208,740 Land $41,610 Building $167,130 | |
| 2024 | $4,884.00 | ||
| 2022 | $4,240.00 Homeowner's exemption | $52,110 Land $10,390 Building $41,720 | $156,330 Land $31,170 Building $125,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1806 Clover Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1990–1993) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1806 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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