1812 River Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1812 River Rd, Saint Clair, MI 48079 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Square Footage1,264 sqft Living Area
Lot Size27,791 sqft (0.638 acres)
Garage1,440 sqft
OccupancyOwner Occupied
Last Sale$255,000 (2024)
Tax Bill$1,644.00 (2025)

Property Details

APN / Parcel Number

Primary APN74-30-040-4005-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,264 sqft Living Area
1st Floor1,004 sqft 1st Floor
Basement Area1,004 sqft Basement
Stories1 Stories

Exterior

Lot Area27,791 sqft (0.638 acres)
Depth X Width332 ft x 83.5 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage Area1,440 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1812 RIVER RD
CitySAINT CLAIR
StateMI
Zip48079-3555
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG AT W 1/4 COR, TH S 0D 37M E 552.12', TH N 88D 52M E 229.7', TH S 7D 32M W 82.3' TO BEG OF THIS DESC, TH S 7D 32M W 83', TH N 88D 46M E 332.6' TO M-29, TH N 7D 43M E 83.5', TH S 88D 33M W 332.6' TO BEG INCL THAT PART OF FORMER RAPID RAILWAY ROW AS
Legal Range17E
Legal Township05N
Legal Section20
JurisdictionSAINT CLAIR MI
Minor Civil DivisionST. CLAIR
Census Blockgroup1
Census Block1004
Census Tract640100

Owner

Source: St. Clair County records · APN 74-30-040-4005-000

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address129 HIGH ST, MOUNT CLEMENS, MI 48043-1785
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER
Nov 03, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleNov 03, 2022 · Amount on Record
Deed Doc Number202416420
Deed Book / Page5747 / 362
Prior Transfer DateOct 18, 2007
Prior Transfer Doc004515/353
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1812 RIVER RD, SAINT CLAIR, MI 48079-3555
Transaction TypeMortgage
Record UpdatedMay 05, 2023
Title CompanyNATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 RIVER RD, SAINT CLAIR, MI 48079-3555

Mortgage

Document Number0005612863
DateApr 10, 2023
Book Page5612/863
Instrument2023006660
Lender
NameMORTGAGE CENTER
TypeMortgage Company
AddressSOUTHFIELD, MI 48076
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateApr 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.3%
Index52-Week T-Bill (1-Year)
Max Rate10.3%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 03, 2022
Property Address1812 RIVER RD, SAINT CLAIR, MI 48079-3555
Document Number0005575613
Book / Page5575 / 613
Instrument DateJun 22, 2022
Instrument2022024822
Transaction TypeTransfer
Record UpdatedNov 17, 2022
Title CompanyNOT AVAILABLE, SPEEDY T&E SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1812 RIVER RD, 1812, SAINT CLAIR, MI 48079-3555

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 RIVER RD, SAINT CLAIR, MI 48079-3555

Mortgage

Document Number2022024823
DateNov 03, 2022
Instrument2022024823
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,644.00 (-15.35%) Homeowner's exemption$96,300 (+41.41%)
2024$1,942.00 (+37.54%)$192,600 (+41.41%)
2023$68,100
2022$1,412.00$136,200

Flood & Wildfire

1812 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 11th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

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