St. Clair County property record for 1786 River Rd, Saint Clair, MI 48079 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,622 sqft Living Area |
| Lot Size | 98,446 sqft (2.26 acres) |
| Garage | 768 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,137.00 (2024) |
| Primary APN | 74-30-040-4003-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,622 sqft Living Area |
| Basement Area | 140 sqft Basement |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Ranch Style |
| Lot Area | 98,446 sqft (2.26 acres) |
| Depth X Width | 590 ft x 166 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Heating System | Hot Water Heating |
|---|
| Account Number | 74300404003001 |
|---|---|
| Street Address | 1786 RIVER RD |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3553 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG S 2D 24M 3S E 386.18' FROM W 1/4 COR,TH N 87D 13M 10S E 574.67',TH S 0D 37M 10S W 42.15', TH S 89D 22M 50S E 23.29', TH |
| Legal Range | 17E |
| Legal Township | 05N |
| Legal Section | 20 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ST. CLAIR |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
Source: St. Clair County records · APN 74-30-040-4003-001
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1786 RIVER RD, SAINT CLAIR, MI 48079-3553 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Jun 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ADVIA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1786 RIVER RD, SAINT CLAIR, MI 48079-3553 |
| Document Number | 0051610920 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1786 RIVER RD ST CLAIR MI 480793553, ST CLAIR, MI 48079-3553 |
| Document Number | 0051610920 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 005161/000920 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | PARCHMENT, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 09, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1786 RIVER RD, SAINT CLAIR, MI 48079-3553 |
| Document Number | 0048460918 |
| Book / Page | 004846 / 000918 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1786 RIVER RD ST CLAIR MI 480793553, ST CLAIR, MI 48079-3553 |
| Document Number | 0048460918 |
|---|---|
| Date | Jul 06, 2017 |
| Book Page | 004846/000918 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | PARCHMENT, MI 49004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 05, 2037 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138,400 (+8.21%) | ||
| 2024 | $2,137.00 (+10.21%) | $276,800 (+8.21%) | |
| 2023 | $127,900 | ||
| 2022 | $1,939.00 | $255,800 |
1786 River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 11th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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