1812 Philadelphia Rd, Joppa, MD 21085 Property Records

Harford County property record for 1812 Philadelphia Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,341 sqft · built 1958
Lot Size	1.41 acres (61,420 sqft)
Owner	Individual Name on Record
Tax Bill	$2,671 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-079727`

Property Details

APN / Parcel Number

Primary APN	`01-079727`
Alternative APNs	`1079727` `079727`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,341 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	079727
Street Address	1812 PHILADELPHIA RD
City	JOPPA
State	MD
Zip	21085-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1.41 AC 1812 PHILADELPHIA ROAD E OF CLAYTON
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1020
Census Tract	301301

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1812 PHILADELPHIA RD, JOPPA, MD 21085-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jun 6, 2023	Intrafamily Transfer, Transfer GUARANTEED TRUST TITLE LLC
Sep 30, 2019	Quit Claim Deed, Transfer ARMOUR SETTLEMENT SERVICES LLC
Sep 30, 2019	Quit Claim Deed, Transfer ARMOUR SETTLEMENT SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 20, 2023
Transfer Doc	0159290182
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1812 PHILADELPHIA RD, JOPPA, MD 21085-3222
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	GUARANTEED TRUST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 PHILADELPHIA RD, JOPPA, MD 21085-3222

Mortgage

Document Number	0159300311
Date	Jun 7, 2023
Book Page	15930/311

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2053

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jun 6, 2023
Property Address	1812 PHILADELPHIA RD, JOPPA, MD 21085-3222
Document Number	0159290182
Book / Page	15929 / 182
Map Reference	LB 13466 FO 429
Instrument Date	Mar 20, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	GUARANTEED TRUST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1812 PHILADELPHIA RD, JOPPA, MD 21085-3222

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 30, 2019
Property Address	1812 PHILADELPHIA RD, JOPPA, MD 21085-3222
Document Number	0134660429
Book / Page	013466 / 000429
Instrument Date	Aug 17, 2019
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ARMOUR SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1812 PHILADELPHIA RD JOPPA MD 210853222, JOPPA, MD 21085-3222

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 30, 2019
Property Address	1812 PHILADELPHIA RD, JOPPA, MD 21085-3222
Document Number	0134660423
Book / Page	013466 / 000423
Instrument Date	Aug 17, 2019
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ARMOUR SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1812 PHILADELPHIA RD JOPPA MD 210853222, JOPPA, MD 21085-3222

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,671.00 (+11.06%) Homeowner's exemption	$245,100 (+5.24%) Land $94,100 Building $151,000	$245,100 (-) Land $94,100 Building $151,000
2025	$2,405.00 (+8.63%) Homeowner's exemption	$232,900 (+11.7%)	$245,100 (+17.55%) Land $94,100 Building $151,000
2023		$208,500 Land $94,100 Building $114,400	$208,500 Land $94,100 Building $114,400
2022	$2,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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