1809 Philadelphia Rd, Joppa, MD 21085 Property Records

Harford County property record for 1809 Philadelphia Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,266 sqft · built 1945
Lot Size	0.685 acres (29,838 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,836 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-066129`

Property Details

APN / Parcel Number

Primary APN	`01-066129`
Alternative APNs	`1066129` `066129`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,266 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,838 sqft (0.685 acres)
Patio Area	432 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	066129
Street Address	1809 PHILADELPHIA RD
City	JOPPA
State	MD
Zip	21085-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 4 0.685 AC 1809 PHILADELPHIA ROAD LDS C L HAMMOND P 8/69
Legal Subdivision	LD HAMMOND C L
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1021
Census Tract	301301

Owner

1809 Philadelphia Rd is owned and occupied by two individuals who acquired it in April 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1809 PHILADELPHIA RD, JOPPA, MD 21085-3221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Apr 23, 2019	Intrafamily Transfer, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Dec 29, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019
Deed Sale	Apr 23, 2019
Deed Book / Page	13234 / 369
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	0132340369
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1809 PHILADELPHIA RD, JOPPA, MD 21085-3221
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154970013
Date	May 4, 2022
Book Page	15497/13

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78215

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1809 PHILADELPHIA RD, JOPPA, MD 21085-3221
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138790274
Date	May 29, 2020
Book Page	13879/274

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Apr 23, 2019
Property Address	1809 PHILADELPHIA RD, JOPPA, MD 21085-3221
Document Number	0132340369
Book / Page	13234 / 0369
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1809 PHILADELPHIA RD, JOPPA, MD 21085-3221

Mortgage

Document Number	0013234374
Date	Apr 23, 2019
Instrument	13234/374

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Dec 29, 2017
Property Address	1809 PHILADELPHIA RD, JOPPA, MD 21085-3221
Document Number	0126590005
Book / Page	12659 / 0005
Instrument Date	Dec 15, 2017
Instrument	12659-0005
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LIBERTY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 PHILADELPHIA RD, JOPPA, MD 21085-3221

Mortgage

Document Number	126590010
Date	Dec 29, 2017
Instrument	12659-0010

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1809 Philadelphia Rd was $1,836, up 9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,836.00 (+8.96%)	$168,500 (+4.29%) Land $81,900 Building $86,600	$168,500 (-) Land $81,900 Building $86,600
2025	$1,685.00	$161,567	$168,500 Land $81,900 Building $86,600
2023		$147,700 Land $81,900 Building $65,800	$147,700 Land $81,900 Building $65,800
2022	$1,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1809 Philadelphia Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1809 Philadelphia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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