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1812 Locust Grove Rd, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1812 Locust Grove Rd, Silver Spring, MD 20910

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,110 sqft · built 1995
Lot Size0.095 acres (4,121 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Nov 2019)
Tax Bill$6,397 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-03056714

Property Details

APN / Parcel Number

Primary APN13-03056714
Alternative APN
  • 03056714

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,110 sqft Living Area
Gross Area2,350 sqft
1st Floor Area838 sqft
Basement Area450 sqft
Finished Basement450 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,121 sqft (0.095 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area45 sqft
Deck Area278 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03056714
Street Address1812 LOCUST GROVE RD
CitySILVER SPRING
StateMD
Zip20910-1379
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTMD
Legal DescriptionWOODSIDE HILLS
Legal SubdivisionWOODSIDE HILLS
Legal Block4
Legal Lot Number33
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2011
Census Tract702800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1812 LOCUST GROVE RD, SILVER SPRING, MD 20910-1379
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL INSTITUTES OF HEALTH FCU
May 28, 2019Deed, Transfer · ARM
NATIONAL INSTITUTE OF HEALTH FEDERA
Nov 21, 2019Correction Deed
HOME SETTLEMENT CENTRE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2019 · Amount on File
Deed SaleNov 21, 2019 · Amount on File
Prior SaleMay 28, 2019 · Amount on File
Deed Book / Page58551 / 263
Prior Transfer DateMay 10, 2019
Prior Transfer Doc0585510263
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1812 LOCUST GROVE RD, SILVER SPRING, MD 20910-1379
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyHOME SETTLEMENT CTR LLC, HOME SETTLEMENT CENTRE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 LOCUS GROVE ROAD, SILVER SPRING, MD 20910-1379

Mortgage

Document Number0641010456
DateSep 23, 2021
Book Page64101/456
Lender
NameNATIONAL INSTITUTES OF HEALTH FCU
TypeCredit Union
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateOct 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate7.62%

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMay 28, 2019
Property Address1812 LOCUST GROVE RD, SILVER SPRING, MD 20910-1379
Document Number0576230469
Book / Page57623 / 469
Map ReferenceMB 172 PL 19332
Instrument DateMay 10, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyHOME SETTLEMENT CENTRE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1812 LOCUST GROVE RD, 1812, SILVER SPRING, MD 20910-1379

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1812 LOCUST GROVE RD, SILVER SPRING, MD 20910-1379

Mortgage

Document Number0057623476
DateMay 28, 2019
Instrument57623/476
Lender
NameNATIONAL INSTITUTE OF HEALTH FEDERA
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJun 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate8.5%

November 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionMONTGOMERY MD
Recording DateNov 21, 2019
Property Address1812 LOCUST GROVE RD, SILVER SPRING, MD 20910-1379
Document Number0585510263
Book / Page058551 / 000263
Instrument DateMay 10, 2019
Record UpdatedDec 12, 2019
Title CompanyHOME SETTLEMENT CENTRE

Transaction

AmountAmount on Record
Tax$525.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1812 LOCUST GROVE RD SILVER SPRING MD 209101379, SILVER SPRING, MD 20910-1379

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$581,633 (+3.59%)$601,800 (-) Land $220,000 Building $381,800
2025$6,397.00 (+27.43%)$561,467 (+10.58%)$601,800 (+11.18%) Land $220,000 Building $381,800
2023$507,767$541,300 Land $220,000 Building $321,300
2022$5,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2018–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
Astound Broadband
Cable		1,500 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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