1809 Locust Grove Rd, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1809 Locust Grove Rd, Silver Spring, MD 20910

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,644 sqft · built 1996
Lot Size0.044 acres (1,932 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Oct 2018)
Tax Bill$5,357 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-03056565

Property Details

APN / Parcel Number

Primary APN13-03056565
Alternative APN
  • 03056565

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,644 sqft Living Area
Gross Area2,064 sqft
1st Floor Area822 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,932 sqft (0.044 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03056565
Street Address1809 LOCUST GROVE RD
CitySILVER SPRING
StateMD
Zip20910-1381
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTMD
Legal DescriptionWOODSIDE HILLS SEC 1
Legal SubdivisionWOODSIDE HILLS
Legal Block2
Legal Lot Number15
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2001
Census Tract702800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1809 LOCUST GROVE RD, SILVER SPRING, MD 20910-1381
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
May 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 24, 2018Deed, Transfer · Conventional Mortgage
NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleDec 9, 2008 · Amount on Record
Deed Book / Page56790 / 57
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1809 LOCUST GROVE RD, SILVER SPRING, MD 20910-1381
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1809 LOCUST GROVE RD, SILVER SPRING, MD 20910-1381

Mortgage

Document Number0619260173
DateFeb 18, 2021
Book Page61926/173
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1809 LOCUST GROVE RD, SILVER SPRING, MD 20910-1381
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyCERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0575670343
DateMay 15, 2019
Book Page57567/343
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address1809 LOCUST GROVE RD, SILVER SPRING, MD 20910-1381
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyCERTIFIED TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0589050314
DateJan 22, 2020
Book Page58905/314
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 24, 2018
Property Address1809 LOCUST GROVE RD, SILVER SPRING, MD 20910-1381
Document Number0567900057
Book / Page56790 / 057
Map ReferenceMB172 PL19332
Instrument DateSep 28, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCERIFIELD TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1809 LOCUST GROVE RD, SILVER SPRING, MD 20910-1381

Mortgage

Document Number0005679066
DateOct 24, 2018
Instrument56790/66
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471,100 (-) Land $220,000 Building $251,100$471,100 (-) Land $220,000 Building $251,100
2025$5,357.00 (+12.31%)$471,100 (+0.84%) Land $220,000 Building $251,100$471,100 (-2.42%) Land $220,000 Building $251,100
2023$467,167 (+3.46%)$482,800 (-) Land $209,000 Building $273,800
2022$4,770.00 Homeowner's exemption$451,533$482,800 Land $209,000 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2018–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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